ZIP Code · NY

ZIP 10601

Pop. 11,930·Westchester County·73rd most expensive ZIP in New York
Median rent (all units)
$3,403/mo
Year-over-Year
+7.4%
Month-over-Month
+0.1%
vs US Median
+$1,471
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 10601 · $3,403
More expensive than 95% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,920
1 BR
$3,070
2 BR
$3,360
3 BR
$4,210
4 BR+
$4,570
Research median
$3,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 10601 usually run 0.5% below trend in January and 0.6% above it in August, about $37 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 10601 is at its highest level since Zillow's records here began in January 2018.

Past year vs. the rest of New York

Rent in ZIP 10601 changed +7.4% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 10601 rose 15.9% while median household income rose 20.4% ($71,290 to $85,859). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 10601 is 30.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 11 months in a row, and rose in 11 of the last 12 months.

What a typical income covers

30% of the median household income ($85,859) is $2,146 a month. That is less than HUD's Fair Market Rent for a studio ($2,920).

Rank in White Plains

4th cheapest of 5 ZIP codes in White Plains.

Cheaper nearby

ZIP 10606, 1 mile away, rents for 10% less ($3,048/mo), about $4,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10601. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$40,836/yr
At $3,403/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 7.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+7.4% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 10601 (White Plains, NY) is majority renter-occupied, has a large retiree population, 51.5% of residents hold a bachelor's degree or higher.

Population
11,930
Median income
$85,859
Median age
41.4
Renters
64.3%
Age distribution
28.9%
23.2%
15.1%
20.9%
Under 1811.9%
18–3428.9%
35–5423.2%
55–6415.1%
65+20.9%
Gender
43.9%
56.1%
Male43.9%
Female56.1%
Race & ethnicity
41.9%
16.1%
31.3%
White41.9%
Black16.1%
Hispanic31.3%
Asian10.3%
Education (25+)
16.9%
20.1%
51.5%
No HS diploma11.4%
HS diploma16.9%
Some college20.1%
Bachelor's+51.5%
Housing tenure
35.7%
64.3%
Owner35.7%
Renter64.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10601 in White Plains, NY has changed in 5 years

Rent
$2,687 → $3,403
up 26.6%
Income
$75,592 → $85,859
up 13.6%
Population
10,929 → 11,930
up 9.2%
Renter share
60.4% → 64.3%
+3.9 pts
Bachelor's+
58% → 51.5%
-6.5 pts
Median age
40 → 41.4
+1.4 yrs

The median rent in ZIP 10601 in White Plains, NY stood at $2,687 in 2021 and currently runs about $3,403, reflecting a 26.6% increase over the period. On the earnings side, the typical household in ZIP 10601 in White Plains, NY now reports about $85,859, up from $75,592 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. The population has grown by 9.2% since 2021, moving from about 10,929 residents to roughly 11,930. Renters now make up 64.3% of households, compared with 60.4% five years ago. College-educated residents now make up 51.5% of adults here, versus 58% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 10601 in White Plains, NY reflects that arc in its own way.

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Local insights

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About renting in ZIP 10601

Last updated: October 17, 2026

ZIP code 10601 covers White Plains, NY. The median rent here is $3,403/mo as of October 2026. A 1-bedroom rents for a median of $3,070/mo. A 2-bedroom rents for a median of $3,360/mo.

At 48% of local median household income ($85,859/yr), ZIP 10601 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10601?

To keep rent at or below 30% of gross income, you would need to earn at least $136,000/year (about $65/hour full-time) to afford the median rent of $3,403/mo in ZIP 10601. The local median household income is $85,859/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10601?

Rent in ZIP 10601 has risen 7.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in January 2018.

When is the cheapest time to rent in ZIP 10601?

Asking rents in ZIP 10601 are usually lowest in January, about 0.5% below their yearly trend, and highest in August, about 0.6% above it. At today's median that is a gap of roughly $37 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 10601?

No. From 2019 to 2024, rent in ZIP 10601 rose 15.9% while median household income rose 20.4%, from $71,290 to $85,859. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 10601 compare to other ZIPs in New York?

ZIP 10601 is one of the pricier among New York ZIP codes for rent, ranking #73 of 334 at $3,403/mo. Over the year to September 2026, rent in ZIP 10601 changed +7.4%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10601 compare to the rest of White Plains?

At $3,403/mo, ZIP 10601 is $102 above the White Plains citywide median of $3,301/mo. It is the 4th cheapest of 5 ZIP codes in White Plains.
Income Affordability
48%
STRETCHED

At $3,403/mo, rent takes ~48% of ZIP 10601's median household income ($85,859/yr). The standard benchmark is 30%.

ZIP 10601 48%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10601 (White Plains, NY)

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