ZIP Code · NY

ZIP 10606

Pop. 17,341·Westchester County·120th most expensive ZIP in New York
Median rent (all units)
$3,048/mo
Year-over-Year
+4.8%
Month-over-Month
+1.0%
vs US Median
+$1,116
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10606 · $3,048
More expensive than 91% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,482
1 BR
$2,603
2 BR
$2,852
3 BR
$3,571
4 BR+
$3,881
Research median
$2,852/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 10606 usually run 1.1% below trend in December and 1.6% above it in July, about $82 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 10606 is at its highest level since Zillow's records here began in July 2020.

Past year vs. the rest of New York

Rent in ZIP 10606 changed +4.8% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 6 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($112,270) is $2,807 a month. That is less than HUD's Fair Market Rent for a studio ($3,280).

Rank in White Plains

2nd cheapest of 5 ZIP codes in White Plains.

Cheaper nearby

ZIP 10701, 8 miles away, rents for 10% less ($2,737/mo), about $3,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10606. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$36,576/yr
At $3,048/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 4.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+4.8% YoY, +1.0% MoM), not inventory.
Demographics

Who lives here

ZIP 10606 (White Plains, NY) is majority renter-occupied, has a median income above the national average, 47.4% of residents hold a bachelor's degree or higher.

Population
17,341
Median income
$112,270
Median age
36.2
Renters
65.5%
Age distribution
23.8%
24.1%
25.9%
15.3%
Under 1823.8%
18–3424.1%
35–5425.9%
55–6410.9%
65+15.3%
Gender
47.6%
52.4%
Male47.6%
Female52.4%
Race & ethnicity
32.4%
19.2%
39.3%
White32.4%
Black19.2%
Hispanic39.3%
Asian8.8%
Education (25+)
14.1%
22.1%
16.4%
47.4%
No HS diploma14.1%
HS diploma22.1%
Some college16.4%
Bachelor's+47.4%
Housing tenure
34.5%
65.5%
Owner34.5%
Renter65.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10606 in White Plains, NY has changed in 5 years

Rent
$2,496 → $3,048
up 22.1%
Income
$101,853 → $112,270
up 10.2%
Population
15,795 → 17,341
up 9.8%
Renter share
58.2% → 65.5%
+7.3 pts
Bachelor's+
43.3% → 47.4%
+4.1 pts
Median age
37.8 → 36.2
-1.6 yrs

Five years ago, renters in ZIP 10606 in White Plains, NY paid around $2,496 a month. That figure now sits near $3,048, up 22.1% from the 2021 baseline. On the earnings side, the typical household in ZIP 10606 in White Plains, NY now reports about $112,270, up from $101,853 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 10606 in White Plains, NY adding about 1,546 residents over the five-year window, up 9.8% on net. The renter share has risen from 58.2% to 65.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 43.3% to 47.4% across the same window. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 10606 in White Plains, NY reflects that arc in its own way.

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About renting in ZIP 10606

Last updated: October 17, 2026

ZIP code 10606 covers White Plains, NY. The median rent here is $3,048/mo as of October 2026. A 1-bedroom rents for a median of $2,603/mo. A 2-bedroom rents for a median of $2,852/mo.

At 33% of local median household income ($112,270/yr), ZIP 10606 ranks as moderate compared to the national benchmark of 30%. Rents have increased 4.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10606?

To keep rent at or below 30% of gross income, you would need to earn at least $122,000/year (about $59/hour full-time) to afford the median rent of $3,048/mo in ZIP 10606. The local median household income is $112,270/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10606?

Rent in ZIP 10606 has risen 4.8% over the past year as of September 2026. That is the highest level since Zillow's records here began in July 2020.

When is the cheapest time to rent in ZIP 10606?

Asking rents in ZIP 10606 are usually lowest in December, about 1.1% below their yearly trend, and highest in July, about 1.6% above it. At today's median that is a gap of roughly $82 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 10606 compare to other ZIPs in New York?

ZIP 10606 is in the middle among New York ZIP codes for rent, ranking #120 of 334 at $3,048/mo. Over the year to September 2026, rent in ZIP 10606 changed +4.8%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.

How does ZIP 10606 compare to the rest of White Plains?

At $3,048/mo, ZIP 10606 is $253 below the White Plains citywide median of $3,301/mo. It is the 2nd cheapest of 5 ZIP codes in White Plains.
Income Affordability
33%
MODERATE

At $3,048/mo, rent takes ~33% of ZIP 10606's median household income ($112,270/yr). The standard benchmark is 30%.

ZIP 10606 33%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10606 (White Plains, NY)

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