ZIP Code · NY

ZIP 10805

Pop. 20,903·Westchester County·172nd most expensive ZIP in New York
Median rent (all units)
$2,727/mo
Year-over-Year
Stable
Month-over-Month
+1.6%
vs US Median
+$795
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 10805 · $2,727
More expensive than 85% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$2,590
1 BR
$2,720
2 BR
$2,980
3 BR
$3,730
4 BR+
$4,050
Research median
$2,980/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($102,109) is $2,553 a month. That is less than HUD's Fair Market Rent for a studio ($2,590).

Cheaper nearby

ZIP 10467, 5 miles away, rents for 13% less ($2,362/mo), about $4,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 10805. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$32,724/yr
At $2,727/mo median
Location
StateNY
CountyWestchester County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.0% YoY, +1.6% MoM), not inventory.
Demographics

Who lives here

ZIP 10805 (New Rochelle, NY) is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 37.4% of residents hold a bachelor's degree or higher.

Population
20,903
Median income
$102,109
Median age
47.3
Renters
53.9%
Age distribution
13.6%
22%
22.4%
16.8%
25.2%
Under 1813.6%
18–3422%
35–5422.4%
55–6416.8%
65+25.2%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
45.3%
15.5%
36.2%
White45.3%
Black15.5%
Hispanic36.2%
Asian4.3%
Education (25+)
16.3%
24.6%
21.7%
37.4%
No HS diploma16.3%
HS diploma24.6%
Some college21.7%
Bachelor's+37.4%
Housing tenure
46.1%
53.9%
Owner46.1%
Renter53.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 10805 in New Rochelle, NY has changed in 5 years

Income
$75,336 → $102,109
up 35.5%
Population
21,260 → 20,903
down 1.7%
Renter share
56.9% → 53.9%
-3.0 pts
Bachelor's+
35.8% → 37.4%
+1.6 pts
Median age
42.4 → 47.3
+4.9 yrs

Local incomes tracked alongside that move, going from a median of $75,336 in 2021 to $102,109 more recently. Headcount in the area went from 21,260 to 20,903 between 2021 and 2024, a 1.7% change. About 53.9% of households rent today, against 56.9% in 2021.

Community

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Local insights

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About renting in ZIP 10805

Last updated: October 17, 2026

ZIP code 10805 covers New Rochelle, NY. The median rent here is $2,727/mo as of October 2026. A 1-bedroom rents for a median of $2,720/mo. A 2-bedroom rents for a median of $2,980/mo.

At 32% of local median household income ($102,109/yr), ZIP 10805 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 10805?

To keep rent at or below 30% of gross income, you would need to earn at least $109,000/year (about $52/hour full-time) to afford the median rent of $2,727/mo in ZIP 10805. The local median household income is $102,109/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 10805?

Rent in ZIP 10805 has been roughly flat over the past year, a 0.0% change.

How does ZIP 10805 compare to other ZIPs in New York?

ZIP 10805 is in the middle among New York ZIP codes for rent, ranking #172 of 334 at $2,727/mo.

How does ZIP 10805 compare to the rest of New Rochelle?

At $2,727/mo, ZIP 10805 is $268 below the New Rochelle citywide median of $2,995/mo.
Income Affordability
32%
MODERATE

At $2,727/mo, rent takes ~32% of ZIP 10805's median household income ($102,109/yr). The standard benchmark is 30%.

ZIP 10805 32%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 10805 (New Rochelle, NY)

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