ZIP Code · NY

ZIP 12065

Part of Clifton Park, NY

Pop. 45,116·Saratoga County·258th most expensive ZIP in New York

Median rent (all units)

$1,684/mo

Year-over-Year

+9.2%

Month-over-Month

+0.5%

vs US Median

-$248

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 12065 · $1,684

More affordable than 59% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,320

1 BR

$1,530

2 BR

$1,840

3 BR

$2,210

4 BR+

$2,440

Research median

$1,840/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 12065 usually run 1.4% below trend in February and 1.3% above it in October, about $45 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 12065 is at its highest level since Zillow's records here began in February 2021.

Past year vs. the rest of New York

Rent in ZIP 12065 changed +9.2% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has risen 12 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($113,873) is $2,847 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,440).

Cheaper nearby

ZIP 12309, 5 miles away, rents for 11% less ($1,494/mo), about $2,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 12065. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$20,208/yr

At $1,684/mo median

Location

CityClifton Park

StateNY

CountySaratoga County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 9.2% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+9.2% YoY, +0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 12065 (Clifton Park, NY) is majority owner-occupied, has a median income above the national average, 54.4% of residents hold a bachelor's degree or higher.

Population

45,116

Median income

$113,873

Median age

41.1

Renters

29.8%

Age distribution

21.8%

21.2%

26%

13.4%

17.5%

Under 1821.8%

18–3421.2%

35–5426%

55–6413.4%

65+17.5%

Gender

48.8%

51.2%

Male48.8%

Female51.2%

Race & ethnicity

81.5%

White81.5%

Black2.3%

Hispanic3.5%

Asian7.7%

Other5%

Education (25+)

15.7%

25.4%

54.4%

No HS diploma4.5%

HS diploma15.7%

Some college25.4%

Bachelor's+54.4%

Housing tenure

70.2%

29.8%

Owner70.2%

Renter29.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12065 in Clifton Park, NY has changed in 5 years

Rent

$1,151 → $1,684

up 46.3%

Income

$106,346 → $113,873

up 7.1%

Population

44,139 → 45,116

up 2.2%

Renter share

29.1% → 29.8%

+0.7 pts

Bachelor's+

51.8% → 54.4%

+2.6 pts

Median age

40.3 → 41.1

+0.8 yrs

Compared with 2021, rent in ZIP 12065 in Clifton Park, NY has climbed by $533 per month, settling near $1,684 after starting the period at $1,151. On the earnings side, the typical household in ZIP 12065 in Clifton Park, NY now reports about $113,873, up from $106,346 in 2021. Rent outpaced income growth by roughly 39.2 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 44,139 to 45,116 between 2021 and 2024, a 2.2% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 51.8% to 54.4%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 12065 in Clifton Park, NY reflects that arc in its own way.

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About renting in ZIP 12065

Last updated: October 17, 2026

ZIP code 12065 covers Clifton Park, NY. The median rent here is $1,684/mo as of October 2026. A 1-bedroom rents for a median of $1,530/mo. A 2-bedroom rents for a median of $1,840/mo.

At 18% of local median household income ($113,873/yr), ZIP 12065 ranks as affordable compared to the national benchmark of 30%. Rents have increased 9.2% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12065?

To keep rent at or below 30% of gross income, you would need to earn at least $67,000/year (about $32/hour full-time) to afford the median rent of $1,684/mo in ZIP 12065. The local median household income is $113,873/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 12065?

Rent in ZIP 12065 has risen 9.2% over the past year as of September 2026. That is the highest level since Zillow's records here began in February 2021.

When is the cheapest time to rent in ZIP 12065?

Asking rents in ZIP 12065 are usually lowest in February, about 1.4% below their yearly trend, and highest in October, about 1.3% above it. At today's median that is a gap of roughly $45 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 12065 compare to other ZIPs in New York?

ZIP 12065 is one of the more affordable among New York ZIP codes for rent, ranking #258 of 334 at $1,684/mo. Over the year to September 2026, rent in ZIP 12065 changed +9.2%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.