RentDataNowRentDataNow
ZIP Code · NY

ZIP 12047

Part of Cohoes, NY
Pop. 23,532·Albany County·247th most expensive ZIP in New York
Median rent (all units)
$1,816/mo
Year-over-Year
+11.2%
Month-over-Month
+2.0%
vs US Median
-$149
Rising (Monthly)
Be the first to discuss 12047 rents ↓
Most AffordableMost Expensive
ZIP 12047 · $1,816
More affordable than 51% of US ZIP codes · National median $1,965/mo
Rent check

Is your rent fair?

Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,300
1 BR
$1,510
2 BR
$1,820
3 BR
$2,180
4 BR+
$2,410
Research median
$1,820/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

Loading…

Last updated: July 20, 2026

Annual cost
$21,792/yr
At $1,816/mo median
Location
CityCohoes
StateNY
CountyAlbany County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 11.2% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+11.2% YoY, +2.0% MoM), not inventory.
Demographics

Who lives here

ZIP 12047 (Cohoes, NY) is roughly split between renters and owners, 34.6% of residents hold a bachelor's degree or higher.

Population
23,532
Median income
$66,071
Median age
38.8
Renters
54.3%
Age distribution
22.1%
23.4%
23.5%
13.9%
17.1%
Under 1822.1%
18–3423.4%
35–5423.5%
55–6413.9%
65+17.1%
Gender
46.4%
53.6%
Male46.4%
Female53.6%
Race & ethnicity
72.5%
White72.5%
Black10.6%
Hispanic7.8%
Asian6.2%
Other2.9%
Education (25+)
26.9%
30.9%
34.6%
No HS diploma7.5%
HS diploma26.9%
Some college30.9%
Bachelor's+34.6%
Housing tenure
45.7%
54.3%
Owner45.7%
Renter54.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12047 in Cohoes, NY has changed in 5 years

Income
$65,147 → $66,071
up 1.4%
Population
23,236 → 23,532
up 1.3%
Renter share
50.9% → 54.3%
+3.4 pts
Bachelor's+
31.2% → 34.6%
+3.4 pts
Median age
39.9 → 38.8
-1.1 yrs

Median household income rose from $65,147 to $66,071 between 2021 and 2024, a 1.4% shift. The population has grown by 1.3% since 2021, moving from about 23,236 residents to roughly 23,532. Renters now make up 54.3% of households, compared with 50.9% five years ago. College-educated residents now make up 34.6% of adults here, versus 31.2% in 2021.

Community

Discussions about ZIP 12047

No discussions yet. Start the conversation.

Local insights

Tips for renters in ZIP 12047

About renting in ZIP 12047

Last updated: July 20, 2026

ZIP code 12047 covers Cohoes, NY. The median rent here is $1,816/mo as of July 2026. A 1-bedroom rents for a median of $1,510/mo. A 2-bedroom rents for a median of $1,820/mo.

At 33% of local median household income ($66,071/yr), ZIP 12047 ranks as moderate compared to the national benchmark of 30%. Rents have increased 11.2% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12047?

As of July 20, 2026, the median monthly rent in ZIP 12047 (Cohoes, NY) is $1,816. This is based on aggregated data from public sources and community submissions.

How does ZIP 12047 rent compare to the US average?

ZIP 12047's median rent of $1,816/mo is $149 (8%) below the US national median of $1,965/mo.

How does ZIP 12047 compare to other ZIPs in New York?

ZIP 12047 is among the more affordable ZIP codes in New York, ranking #247 out of 344 ZIPs at $1,816/mo.

How much income do you need to rent in ZIP 12047?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,816/mo in ZIP 12047. The local median household income is $66,071/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 12047?

Rent in ZIP 12047 has increased 11.2% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12047 an affordable place to rent?

ZIP 12047 is considered moderate for renters. At $1,816/mo, rent takes approximately 33% of the local median household income ($66,071/yr). The standard benchmark is 30%. ZIP 12047 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 12047 residents rent vs. own?

According to Census data, approximately 54.3% of ZIP 12047 households are renters, while 45.7% are owner-occupied. With a majority renter population, ZIP 12047 has a strong rental market.

How does ZIP 12047 compare to the rest of Cohoes?

ZIP 12047 sits right at the Cohoes citywide median of $1,816/mo.

When was rent data for ZIP 12047 last updated?

Rent data for ZIP 12047 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
33%
MODERATE

At $1,816/mo, rent takes ~33% of ZIP 12047's median household income ($66,071/yr). The standard benchmark is 30%.

ZIP 12047 33%Benchmark 30%
State income tax4–10.9%
Compare

How does this area stack up?

Pick another city or ZIP to compare.

Schools nearby

Public schools near ZIP 12047 (Cohoes, NY)

Recent submissions

Be the first to submit your rent for this ZIP.

Recent discussions

No discussions yet.