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ZIP Code · NY

ZIP 12182

Part of Troy, NY
Pop. 14,867·Rensselaer County·306th most expensive ZIP in New York
Median rent (all units)
$1,383/mo
Year-over-Year
Stable
Month-over-Month
-1.2%
vs US Median
-$582
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12182 · $1,383
More affordable than 82% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,040
1 BR
$1,210
2 BR
$1,450
3 BR
$1,740
4 BR+
$1,920
Research median
$1,450/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$16,596/yr
At $1,383/mo median
Location
CityTroy
StateNY
CountyRensselaer County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -1.2% MoM), not inventory.
Demographics

Who lives here

ZIP 12182 (Troy, NY) is roughly split between renters and owners, has a median income below the national average, 27.1% of residents hold a bachelor's degree or higher.

Population
14,867
Median income
$56,984
Median age
38.4
Renters
48.4%
Age distribution
23%
20.2%
23.7%
13.1%
20%
Under 1823%
18–3420.2%
35–5423.7%
55–6413.1%
65+20%
Gender
47.9%
52.1%
Male47.9%
Female52.1%
Race & ethnicity
64.8%
14.3%
12.8%
White64.8%
Black14.3%
Hispanic7.1%
Asian0.9%
Other12.8%
Education (25+)
29%
32%
27.1%
No HS diploma11.8%
HS diploma29%
Some college32%
Bachelor's+27.1%
Housing tenure
51.6%
48.4%
Owner51.6%
Renter48.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12182 in Troy, NY has changed in 5 years

Income
$53,972 → $56,984
up 5.6%
Population
14,643 → 14,867
up 1.5%
Renter share
49.8% → 48.4%
-1.4 pts
Bachelor's+
24.8% → 27.1%
+2.3 pts
Median age
40.1 → 38.4
-1.7 yrs

Household income in the area moved from $53,972 to $56,984 across the same window, up 5.6% versus 2021. The population has grown by 1.5% since 2021, moving from about 14,643 residents to roughly 14,867. College-educated residents now make up 27.1% of adults here, versus 24.8% in 2021.

Community

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Local insights

Tips for renters in ZIP 12182

About renting in ZIP 12182

Last updated: July 20, 2026

ZIP code 12182 covers Troy, NY. The median rent here is $1,383/mo as of July 2026. A 1-bedroom rents for a median of $1,210/mo. A 2-bedroom rents for a median of $1,450/mo.

At 29% of local median household income ($56,984/yr), ZIP 12182 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12182?

As of July 20, 2026, the median monthly rent in ZIP 12182 (Troy, NY) is $1,383. This is based on aggregated data from public sources and community submissions.

How does ZIP 12182 rent compare to the US average?

ZIP 12182's median rent of $1,383/mo is $582 (30%) below the US national median of $1,965/mo.

How does ZIP 12182 compare to other ZIPs in New York?

ZIP 12182 is among the more affordable ZIP codes in New York, ranking #306 out of 344 ZIPs at $1,383/mo.

How much income do you need to rent in ZIP 12182?

To keep rent at or below 30% of gross income, you would need to earn at least $55,000/year (~$26/hour full-time) to afford the median rent of $1,383/mo in ZIP 12182. The local median household income is $56,984/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 12182?

Rent in ZIP 12182 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 12182 an affordable place to rent?

ZIP 12182 is considered affordable for renters. At $1,383/mo, rent takes approximately 29% of the local median household income ($56,984/yr). The standard benchmark is 30%. ZIP 12182 falls comfortably within that range.

What percentage of ZIP 12182 residents rent vs. own?

According to Census data, approximately 48.4% of ZIP 12182 households are renters, while 51.6% are owner-occupied. ZIP 12182 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 12182 compare to the rest of Troy?

ZIP 12182 is more affordable than Troy overall. At $1,383/mo, it's $118 below the Troy citywide median of $1,501/mo.

When was rent data for ZIP 12182 last updated?

Rent data for ZIP 12182 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,383/mo, rent takes ~29% of ZIP 12182's median household income ($56,984/yr). The standard benchmark is 30%.

ZIP 12182 29%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12182 (Troy, NY)

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