ZIP Code · NY

ZIP 12210

Part of Albany, NY

Pop. 10,297·Albany County·285th most expensive ZIP in New York

Median rent (all units)

$1,474/mo

Year-over-Year

+6.7%

Month-over-Month

-0.2%

vs US Median

-$458

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 12210 · $1,474

More affordable than 75% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,130

1 BR

$1,320

2 BR

$1,580

3 BR

$1,890

4 BR+

$2,090

Research median

$1,580/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 12210 is 0.7% below its high of $1,485 in July 2026, at $1,474 as of September 2026.

Past year vs. the rest of New York

Rent in ZIP 12210 changed +6.7% over the year to September 2026. Across the 251 New York ZIP codes Zillow tracks, the typical change was +5.6%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($55,843) is $1,396 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,320); a 2-bedroom is $1,580.

Rank in Albany

2nd cheapest of 8 ZIP codes in Albany.

From Zillow's monthly rent index (ZORI) for ZIP 12210. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$17,688/yr

At $1,474/mo median

Location

CityAlbany

StateNY

CountyAlbany County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 6.7% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+6.7% YoY, -0.2% MoM), not inventory.

Demographics

Who lives here

ZIP 12210 (Albany, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 39.9% of residents hold a bachelor's degree or higher.

Population

10,297

Median income

$55,843

Median age

37.4

Renters

75.3%

Age distribution

35.4%

34.5%

Under 1811.7%

18–3435.4%

35–5434.5%

55–646.5%

65+11.9%

Gender

54.5%

45.5%

Male54.5%

Female45.5%

Race & ethnicity

43.7%

41.9%

White43.7%

Black41.9%

Hispanic8.3%

Asian3.1%

Other3%

Education (25+)

21.3%

29.7%

39.9%

No HS diploma9.1%

HS diploma21.3%

Some college29.7%

Bachelor's+39.9%

Housing tenure

24.7%

75.3%

Owner24.7%

Renter75.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 12210 in Albany, NY has changed in 5 years

Rent

$1,194 → $1,474

up 23.5%

Income

$47,177 → $55,843

up 18.4%

Population

10,807 → 10,297

down 4.7%

Renter share

74.8% → 75.3%

+0.5 pts

Bachelor's+

44.7% → 39.9%

-4.8 pts

Median age

32.6 → 37.4

+4.8 yrs

Five years ago, renters in ZIP 12210 in Albany, NY paid around $1,194 a month. That figure now sits near $1,474, up 23.5% from the 2023 baseline. Local incomes tracked alongside that move, going from a median of $47,177 in 2021 to $55,843 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 12210 in Albany, NY losing about 510 residents over the five-year window, down 4.7% on net. Bachelor's-degree-or-higher attainment moved from 44.7% to 39.9% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 12210 in Albany, NY market of 2023.

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About renting in ZIP 12210

Last updated: October 17, 2026

ZIP code 12210 covers Albany, NY. The median rent here is $1,474/mo as of October 2026. A 1-bedroom rents for a median of $1,320/mo. A 2-bedroom rents for a median of $1,580/mo.

At 32% of local median household income ($55,843/yr), ZIP 12210 ranks as moderate compared to the national benchmark of 30%. Rents have increased 6.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 12210?

To keep rent at or below 30% of gross income, you would need to earn at least $59,000/year (about $28/hour full-time) to afford the median rent of $1,474/mo in ZIP 12210. The local median household income is $55,843/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 12210?

Rent in ZIP 12210 has risen 6.7% over the past year as of September 2026. It sits 0.7% below its high of $1,485 in July 2026.

How does ZIP 12210 compare to other ZIPs in New York?

ZIP 12210 is one of the more affordable among New York ZIP codes for rent, ranking #285 of 334 at $1,474/mo. Over the year to September 2026, rent in ZIP 12210 changed +6.7%, against a typical +5.6% across the 251 New York ZIP codes Zillow tracks.