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ZIP Code · NY

ZIP 12207

Part of Albany, NY
Pop. 1,988·Albany County·254th most expensive ZIP in New York
Median rent (all units)
$1,748/mo
Year-over-Year
+7.8%
Month-over-Month
-1.1%
vs US Median
-$217
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 12207 · $1,748
More affordable than 55% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,410
1 BR
$1,640
2 BR
$1,970
3 BR
$2,360
4 BR+
$2,610
Research median
$1,970/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$20,976/yr
At $1,748/mo median
Location
CityAlbany
StateNY
CountyAlbany County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (7.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+7.8% YoY, -1.1% MoM), not inventory.
Demographics

Who lives here

ZIP 12207 (Albany, NY) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 48.3% of residents hold a bachelor's degree or higher.

Population
1,988
Median income
$58,998
Median age
32
Renters
96%
Age distribution
46.9%
21%
14.5%
Under 188.2%
18–3446.9%
35–5421%
55–649.4%
65+14.5%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
51.2%
26.3%
14.5%
White51.2%
Black26.3%
Hispanic7.2%
Asian14.5%
Other0.8%
Education (25+)
29.3%
16.1%
48.3%
No HS diploma6.3%
HS diploma29.3%
Some college16.1%
Bachelor's+48.3%
Housing tenure
96%
Owner4%
Renter96%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 12207 in Albany, NY has changed in 5 years

Income
$22,670 → $58,998
up 160.2%
Population
2,157 → 1,988
down 7.8%
Renter share
94.1% → 96%
+1.9 pts
Bachelor's+
30.4% → 48.3%
+17.9 pts
Median age
33.7 → 32
-1.7 yrs

Census figures show median household income at $58,998 today, compared with $22,670 five years earlier. The population has contracted by 7.8% since 2021, moving from about 2,157 residents to roughly 1,988. Renters now make up 96% of households, compared with 94.1% five years ago. College-educated residents now make up 48.3% of adults here, versus 30.4% in 2021.

Community

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Local insights

Tips for renters in ZIP 12207

About renting in ZIP 12207

Last updated: July 20, 2026

ZIP code 12207 covers Albany, NY. The median rent here is $1,748/mo as of July 2026. A 1-bedroom rents for a median of $1,640/mo. A 2-bedroom rents for a median of $1,970/mo.

At 36% of local median household income ($58,998/yr), ZIP 12207 ranks as moderate compared to the national benchmark of 30%. Rents have increased 7.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 12207?

As of July 20, 2026, the median monthly rent in ZIP 12207 (Albany, NY) is $1,748. This is based on aggregated data from public sources and community submissions.

How does ZIP 12207 rent compare to the US average?

ZIP 12207's median rent of $1,748/mo is $217 (11%) below the US national median of $1,965/mo.

How does ZIP 12207 compare to other ZIPs in New York?

ZIP 12207 is among the more affordable ZIP codes in New York, ranking #254 out of 344 ZIPs at $1,748/mo.

How much income do you need to rent in ZIP 12207?

To keep rent at or below 30% of gross income, you would need to earn at least $70,000/year (~$34/hour full-time) to afford the median rent of $1,748/mo in ZIP 12207. The local median household income is $58,998/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 12207?

Rent in ZIP 12207 has increased 7.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 12207 an affordable place to rent?

ZIP 12207 is considered moderate for renters. At $1,748/mo, rent takes approximately 36% of the local median household income ($58,998/yr). The standard benchmark is 30%. ZIP 12207 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 12207 residents rent vs. own?

According to Census data, approximately 96% of ZIP 12207 households are renters, while 4% are owner-occupied. With a majority renter population, ZIP 12207 has a strong rental market.

How does ZIP 12207 compare to the rest of Albany?

ZIP 12207 is pricier than Albany as a whole. At $1,748/mo, it's $137 above the Albany citywide median of $1,611/mo.

When was rent data for ZIP 12207 last updated?

Rent data for ZIP 12207 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
36%
MODERATE

At $1,748/mo, rent takes ~36% of ZIP 12207's median household income ($58,998/yr). The standard benchmark is 30%.

ZIP 12207 36%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 12207 (Albany, NY)

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