ZIP Code · NY

ZIP 13501

Part of Utica, NY

Pop. 38,931·Oneida County·317th most expensive ZIP in New York

Median rent (all units)

$1,289/mo

Year-over-Year

Stable

Month-over-Month

Stable

vs US Median

-$643

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 13501 · $1,289

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$860

1 BR

$880

2 BR

$1,120

3 BR

$1,340

4 BR+

$1,550

Research median

$1,120/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($52,548) is $1,314 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,120); a 3-bedroom is $1,340.

From Zillow's monthly rent index (ZORI) for ZIP 13501. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,468/yr

At $1,289/mo median

Location

CityUtica

StateNY

CountyOneida County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.0% MoM), not inventory.

Demographics

Who lives here

ZIP 13501 (Utica, NY) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 22.3% of residents hold a bachelor's degree or higher.

Population

38,931

Median income

$52,548

Median age

36.3

Renters

49.2%

Age distribution

26.5%

22.3%

23.4%

16.3%

Under 1826.5%

18–3422.3%

35–5423.4%

55–6411.5%

65+16.3%

Gender

47.8%

52.2%

Male47.8%

Female52.2%

Race & ethnicity

49.8%

16%

14.7%

15%

White49.8%

Black16%

Hispanic14.7%

Asian15%

Other4.5%

Education (25+)

21.8%

29.2%

26.6%

22.3%

No HS diploma21.8%

HS diploma29.2%

Some college26.6%

Bachelor's+22.3%

Housing tenure

50.8%

49.2%

Owner50.8%

Renter49.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13501 in Utica, NY has changed in 5 years

Income

$44,904 → $52,548

up 17.0%

Population

40,307 → 38,931

down 3.4%

Renter share

47.7% → 49.2%

+1.5 pts

Bachelor's+

19.8% → 22.3%

+2.5 pts

Median age

33.9 → 36.3

+2.4 yrs

Median household income rose from $44,904 to $52,548 between 2021 and 2024, a 17.0% shift. The population has contracted by 3.4% since 2021, moving from about 40,307 residents to roughly 38,931. Renters now make up 49.2% of households, compared with 47.7% five years ago. College-educated residents now make up 22.3% of adults here, versus 19.8% in 2021.

Community

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Local insights

Tips for renters in ZIP 13501

About renting in ZIP 13501

Last updated: October 17, 2026

ZIP code 13501 covers Utica, NY. The median rent here is $1,289/mo as of October 2026. A 1-bedroom rents for a median of $880/mo. A 2-bedroom rents for a median of $1,120/mo.

At 29% of local median household income ($52,548/yr), ZIP 13501 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13501?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,289/mo in ZIP 13501. The local median household income is $52,548/yr, so the typical household meets that bar.