ZIP Code · NY

ZIP 13502

Part of Utica, NY
Pop. 34,037·Oneida County·264th most expensive ZIP in New York
Median rent (all units)
$1,616/mo
Year-over-Year
Stable
Month-over-Month
-2.0%
vs US Median
-$316
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 13502 · $1,616
More affordable than 64% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$940
1 BR
$970
2 BR
$1,230
3 BR
$1,470
4 BR+
$1,700
Research median
$1,230/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($57,835) is $1,446 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,230); a 3-bedroom is $1,470.

Cheaper nearby

ZIP 13501, 5 miles away, rents for 20% less ($1,289/mo), about $3,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 13502. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$19,392/yr
At $1,616/mo median
Location
CityUtica
StateNY
CountyOneida County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -2.0% MoM), not inventory.
Demographics

Who lives here

ZIP 13502 (Utica, NY) is majority owner-occupied, has a median income below the national average, 25.9% of residents hold a bachelor's degree or higher.

Population
34,037
Median income
$57,835
Median age
37.1
Renters
40.8%
Age distribution
22.1%
24.5%
24.8%
16.6%
Under 1822.1%
18–3424.5%
35–5424.8%
55–6412%
65+16.6%
Gender
51%
49%
Male51%
Female49%
Race & ethnicity
70.8%
13.4%
White70.8%
Black13.4%
Hispanic11%
Asian4.4%
Education (25+)
29.3%
33.2%
25.9%
No HS diploma11.6%
HS diploma29.3%
Some college33.2%
Bachelor's+25.9%
Housing tenure
59.2%
40.8%
Owner59.2%
Renter40.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 13502 in Utica, NY has changed in 5 years

Income
$50,220 → $57,835
up 15.2%
Population
33,986 → 34,037
up 0.2%
Renter share
39.2% → 40.8%
+1.6 pts
Bachelor's+
23.3% → 25.9%
+2.6 pts

Census figures show median household income at $57,835 today, compared with $50,220 five years earlier. The renter share has risen from 39.2% to 40.8%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 23.3% to 25.9% across the same window.

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Local insights

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About renting in ZIP 13502

Last updated: October 17, 2026

ZIP code 13502 covers Utica, NY. The median rent here is $1,616/mo as of October 2026. A 1-bedroom rents for a median of $970/mo. A 2-bedroom rents for a median of $1,230/mo.

At 34% of local median household income ($57,835/yr), ZIP 13502 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 13502?

To keep rent at or below 30% of gross income, you would need to earn at least $65,000/year (about $31/hour full-time) to afford the median rent of $1,616/mo in ZIP 13502. The local median household income is $57,835/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 13502?

Rent in ZIP 13502 has been roughly flat over the past year, a 0.0% change.

How does ZIP 13502 compare to other ZIPs in New York?

ZIP 13502 is one of the more affordable among New York ZIP codes for rent, ranking #264 of 334 at $1,616/mo.

How does ZIP 13502 compare to the rest of Utica?

At $1,616/mo, ZIP 13502 is $224 above the Utica citywide median of $1,392/mo.
Income Affordability
34%
MODERATE

At $1,616/mo, rent takes ~34% of ZIP 13502's median household income ($57,835/yr). The standard benchmark is 30%.

ZIP 13502 34%Benchmark 30%
State income tax4–10.9%
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Schools nearby

Public schools near ZIP 13502 (Utica, NY)

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