ZIP Code · FL

ZIP 32566

Part of Navarre, FL

Pop. 43,883·Santa Rosa County·309th most expensive ZIP in Florida

Median rent (all units)

$2,103/mo

Year-over-Year

+3.4%

Month-over-Month

+0.4%

vs US Median

+$171

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 32566 · $2,103

More expensive than 66% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,540

1 BR

$1,740

2 BR

$2,040

3 BR

$2,710

4 BR+

$3,290

Research median

$2,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 32566 usually run 1.9% below trend in January and 1.9% above it in September, about $80 a month apart at today's median. Based on 5 years of data.

Compared with the peak

Rent in ZIP 32566 is at its highest level since Zillow's records here began in August 2021.

Past year vs. the rest of Florida

Rent in ZIP 32566 changed +3.4% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has risen 2 months in a row, and rose in 10 of the last 12 months.

What a typical income covers

30% of the median household income ($105,551) is $2,639 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,040); a 3-bedroom is $2,710.

From Zillow's monthly rent index (ZORI) for ZIP 32566. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$25,236/yr

At $2,103/mo median

Location

CityNavarre

StateFL

CountySanta Rosa County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.4% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 32566 (Navarre, FL) is majority owner-occupied, has a median income above the national average, 36.2% of residents hold a bachelor's degree or higher.

Population

43,883

Median income

$105,551

Median age

39.4

Renters

17.5%

Age distribution

23.8%

18.7%

28.2%

15.1%

14.3%

Under 1823.8%

18–3418.7%

35–5428.2%

55–6415.1%

65+14.3%

Gender

50.4%

49.6%

Male50.4%

Female49.6%

Race & ethnicity

76.7%

White76.7%

Black6.8%

Hispanic8.6%

Asian2%

Other5.9%

Education (25+)

19.8%

39%

36.2%

No HS diploma5%

HS diploma19.8%

Some college39%

Bachelor's+36.2%

Housing tenure

82.5%

17.5%

Owner82.5%

Renter17.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 32566 in Navarre, FL has changed in 5 years

Rent

$1,857 → $2,103

up 13.2%

Income

$90,381 → $105,551

up 16.8%

Population

42,753 → 43,883

up 2.6%

Renter share

19.2% → 17.5%

-1.7 pts

Bachelor's+

31.1% → 36.2%

+5.1 pts

Median age

37.5 → 39.4

+1.9 yrs

Across the past five years, the going rent in ZIP 32566 in Navarre, FL has shifted from $1,857 to $2,103, up 13.2% since 2022. Census figures show median household income at $105,551 today, compared with $90,381 five years earlier. With wages climbing faster than rent over the same window, renters here have a bit more breathing room than they did five years back. Census counts show ZIP 32566 in Navarre, FL adding about 1,130 residents over the five-year window, up 2.6% on net. The renter share has eased from 19.2% to 17.5%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 31.1% to 36.2% across the same window. The combined trend lines point to a market that has changed measurably from where it stood in early 2022.

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About renting in ZIP 32566

Last updated: October 17, 2026

ZIP code 32566 covers Navarre, FL. The median rent here is $2,103/mo as of October 2026. A 1-bedroom rents for a median of $1,740/mo. A 2-bedroom rents for a median of $2,040/mo.

At 24% of local median household income ($105,551/yr), ZIP 32566 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 32566?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,103/mo in ZIP 32566. The local median household income is $105,551/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 32566?

Rent in ZIP 32566 has risen 3.4% over the past year as of September 2026. That is the highest level since Zillow's records here began in August 2021.

When is the cheapest time to rent in ZIP 32566?

Asking rents in ZIP 32566 are usually lowest in January, about 1.9% below their yearly trend, and highest in September, about 1.9% above it. At today's median that is a gap of roughly $80 a month. This pattern comes from 5 years of Zillow rent data.

How does ZIP 32566 compare to other ZIPs in Florida?

ZIP 32566 is in the middle among Florida ZIP codes for rent, ranking #309 of 656 at $2,103/mo. Over the year to September 2026, rent in ZIP 32566 changed +3.4%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.