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ZIP Code · FL

ZIP 34145

Pop. 16,205·Collier County·15th most expensive ZIP in Florida
Median rent (all units)
$4,189/mo
Year-over-Year
-6.8%
Month-over-Month
-20.5%
vs US Median
+$2,224
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 34145 · $4,189
More expensive than 98% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,640
1 BR
$2,120
2 BR
$2,340
3 BR
$3,040
4 BR+
$3,310
Research median
$2,340/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$50,268/yr
At $4,189/mo median
Location
StateFL
CountyCollier County
Rent Market Meter
Strong Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are down 6.8% year-over-year. Push hard on price, concessions, and lease terms.
Based on rent-price momentum (-6.8% YoY, -20.5% MoM), not inventory.
Demographics

Who lives here

ZIP 34145 (Marco Island, FL) is majority owner-occupied, has a large retiree population, has a median income above the national average, 48.4% of residents hold a bachelor's degree or higher.

Population
16,205
Median income
$101,523
Median age
67.9
Renters
10.6%
Age distribution
18.5%
59.3%
Under 185.9%
18–345.2%
35–5411.1%
55–6418.5%
65+59.3%
Gender
49.1%
50.9%
Male49.1%
Female50.9%
Race & ethnicity
92%
White92%
Black0.6%
Hispanic7.3%
Education (25+)
20.8%
27.5%
48.4%
No HS diploma3.3%
HS diploma20.8%
Some college27.5%
Bachelor's+48.4%
Housing tenure
89.4%
Owner89.4%
Renter10.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34145 in Marco Island, FL has changed in 5 years

Income
$93,134 → $101,523
up 9.0%
Population
15,929 → 16,205
up 1.7%
Renter share
10.3% → 10.6%
+0.3 pts
Bachelor's+
44.6% → 48.4%
+3.8 pts
Median age
66.9 → 67.9
+1.0 yrs

Local incomes tracked alongside that move, going from a median of $93,134 in 2021 to $101,523 more recently. The population has grown by 1.7% since 2021, moving from about 15,929 residents to roughly 16,205. College-educated residents now make up 48.4% of adults here, versus 44.6% in 2021.

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Local insights

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About renting in ZIP 34145

Last updated: July 20, 2026

ZIP code 34145 covers Marco Island, FL. The median rent here is $4,189/mo as of July 2026. A 1-bedroom rents for a median of $2,120/mo. A 2-bedroom rents for a median of $2,340/mo.

At 50% of local median household income ($101,523/yr), ZIP 34145 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 6.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34145?

As of July 20, 2026, the median monthly rent in ZIP 34145 (Marco Island, FL) is $4,189. This is based on aggregated data from public sources and community submissions.

How does ZIP 34145 rent compare to the US average?

ZIP 34145's median rent of $4,189/mo is $2,224 (113%) above the US national median of $1,965/mo.

How does ZIP 34145 compare to other ZIPs in Florida?

ZIP 34145 is one of the pricier ZIP codes in Florida, ranking #15 out of 662 ZIPs tracked at $4,189/mo.

How much income do you need to rent in ZIP 34145?

To keep rent at or below 30% of gross income, you would need to earn at least $168,000/year (~$81/hour full-time) to afford the median rent of $4,189/mo in ZIP 34145. The local median household income is $101,523/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 34145?

Rent in ZIP 34145 has decreased 6.8% over the past year as of July 20, 2026, offering some relief compared to 12 months ago.

Is ZIP 34145 an affordable place to rent?

ZIP 34145 is considered stretched for renters. At $4,189/mo, rent takes approximately 50% of the local median household income ($101,523/yr). The standard benchmark is 30%. ZIP 34145 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 34145 residents rent vs. own?

According to Census data, approximately 10.6% of ZIP 34145 households are renters, while 89.4% are owner-occupied. ZIP 34145 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34145 compare to the rest of Marco Island?

ZIP 34145 is pricier than Marco Island as a whole. At $4,189/mo, it's $222 above the Marco Island citywide median of $3,967/mo.

When was rent data for ZIP 34145 last updated?

Rent data for ZIP 34145 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
50%
STRETCHED

At $4,189/mo, rent takes ~50% of ZIP 34145's median household income ($101,523/yr). The standard benchmark is 30%.

ZIP 34145 50%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34145 (Marco Island, FL)

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