ZIP Code · FL

ZIP 34112

Part of Naples, FL
Pop. 27,193·Collier County·128th most expensive ZIP in Florida
Median rent (all units)
$2,566/mo
Year-over-Year
-0.3%
Month-over-Month
-1.3%
vs US Median
+$634
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 34112 · $2,566
More expensive than 82% of US ZIP codes · National median $1,932/mo
Rent check

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Medians by bedroom

Rent by unit size

Studio
$1,230
1 BR
$1,570
2 BR
$1,730
3 BR
$2,250
4 BR+
$2,440
Research median
$1,730/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 34112 is 8% below its high of $2,788 in November 2023, at $2,566 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34112 changed -0.3% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Recent direction

Rent has fallen 2 months in a row, and rose in 6 of the last 12 months.

What a typical income covers

30% of the median household income ($69,842) is $1,746 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,730); a 3-bedroom is $2,250.

Rank in Naples

5th cheapest of 14 ZIP codes in Naples.

Cheaper nearby

ZIP 34104, 2 miles away, rents for 10% less ($2,298/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34112. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$30,792/yr
At $2,566/mo median
Location
CityNaples
StateFL
CountyCollier County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.3% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-0.3% YoY, -1.3% MoM), not inventory.
Demographics

Who lives here

ZIP 34112 (Naples, FL) is majority owner-occupied, has a large retiree population, 37.5% of residents hold a bachelor's degree or higher.

Population
27,193
Median income
$69,842
Median age
62.1
Renters
23.8%
Age distribution
14.7%
15.7%
16.8%
44%
Under 188.8%
18–3414.7%
35–5415.7%
55–6416.8%
65+44%
Gender
50.9%
49.1%
Male50.9%
Female49.1%
Race & ethnicity
72.5%
18.6%
White72.5%
Black7.6%
Hispanic18.6%
Asian1.2%
Education (25+)
28.1%
26.6%
37.5%
No HS diploma7.8%
HS diploma28.1%
Some college26.6%
Bachelor's+37.5%
Housing tenure
76.2%
23.8%
Owner76.2%
Renter23.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 34112 in Naples, FL has changed in 5 years

Rent
$2,349 → $2,566
up 9.2%
Income
$63,191 → $69,842
up 10.5%
Population
26,789 → 27,193
up 1.5%
Renter share
22.6% → 23.8%
+1.2 pts
Bachelor's+
33.2% → 37.5%
+4.3 pts

Since 2022, the typical rent in ZIP 34112 in Naples, FL has climbed from $2,349 to $2,566, a 9.2% change over five years. On the earnings side, the typical household in ZIP 34112 in Naples, FL now reports about $69,842, up from $63,191 in 2021. The population has grown by 1.5% since 2021, moving from about 26,789 residents to roughly 27,193. College-educated residents now make up 37.5% of adults here, versus 33.2% in 2021. For context, the 2022 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 34112 in Naples, FL reflects that arc in its own way.

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Local insights

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About renting in ZIP 34112

Last updated: October 17, 2026

ZIP code 34112 covers Naples, FL. The median rent here is $2,566/mo as of October 2026. A 1-bedroom rents for a median of $1,570/mo. A 2-bedroom rents for a median of $1,730/mo.

At 44% of local median household income ($69,842/yr), ZIP 34112 ranks as moderate compared to the national benchmark of 30%. Rents have decreased 0.3% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34112?

To keep rent at or below 30% of gross income, you would need to earn at least $103,000/year (about $50/hour full-time) to afford the median rent of $2,566/mo in ZIP 34112. The local median household income is $69,842/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 34112?

Rent in ZIP 34112 has been roughly flat over the past year as of September 2026, a -0.3% change. It sits 8% below its high of $2,788 in November 2023.

How does ZIP 34112 compare to other ZIPs in Florida?

ZIP 34112 is one of the pricier among Florida ZIP codes for rent, ranking #128 of 656 at $2,566/mo. Over the year to September 2026, rent in ZIP 34112 changed -0.3%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.

How does ZIP 34112 compare to the rest of Naples?

At $2,566/mo, ZIP 34112 is $36 below the Naples citywide median of $2,602/mo. It is the 5th cheapest of 14 ZIP codes in Naples.
Income Affordability
44%
STRETCHED

At $2,566/mo, rent takes ~44% of ZIP 34112's median household income ($69,842/yr). The standard benchmark is 30%.

ZIP 34112 44%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34112 (Naples, FL)

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