ZIP Code · FL

ZIP 34639

Part of Land O Lakes, FL

Pop. 30,831·Pasco County·238th most expensive ZIP in Florida

Median rent (all units)

$2,256/mo

Year-over-Year

+1.9%

Month-over-Month

+0.8%

vs US Median

+$324

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 34639 · $2,256

More expensive than 72% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$2,010

1 BR

$2,140

2 BR

$2,490

3 BR

$3,180

4 BR+

$3,880

Research median

$2,490/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 34639 usually run 0.6% below trend in January and 0.7% above it in July, about $29 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 34639 is 0% below its high of $2,257 in July 2025, at $2,256 as of September 2026.

Past year vs. the rest of Florida

Rent in ZIP 34639 changed +1.9% over the year to September 2026. Across the 623 Florida ZIP codes Zillow tracks, the typical change was +1.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 34639 rose 49.3% while median household income rose 14.4% ($88,694 to $101,486). Rent outpaced income.

Since before the pandemic

Rent in ZIP 34639 is 50.2% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($101,486) is $2,537 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,490); a 3-bedroom is $3,180.

Cheaper nearby

ZIP 33576, 7 miles away, rents for 12% less ($1,978/mo), about $3,300 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34639. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$27,072/yr

At $2,256/mo median

Location

CityLand O Lakes

StateFL

CountyPasco County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (1.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+1.9% YoY, +0.8% MoM), not inventory.

Demographics

Who lives here

ZIP 34639 (Land O Lakes, FL) is majority owner-occupied, has a median income above the national average, 37.4% of residents hold a bachelor's degree or higher.

Population

30,831

Median income

$101,486

Median age

40.7

Renters

19.9%

Age distribution

23.5%

19.5%

28%

17.2%

Under 1823.5%

18–3419.5%

35–5428%

55–6411.7%

65+17.2%

Gender

49.1%

50.9%

Male49.1%

Female50.9%

Race & ethnicity

71%

20.4%

White71%

Black6.4%

Hispanic20.4%

Asian2.4%

Education (25+)

23.5%

34.3%

37.4%

No HS diploma4.8%

HS diploma23.5%

Some college34.3%

Bachelor's+37.4%

Housing tenure

80.1%

19.9%

Owner80.1%

Renter19.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34639 in Land O Lakes, FL has changed in 5 years

Rent

$1,700 → $2,256

up 32.7%

Income

$86,861 → $101,486

up 16.8%

Population

29,652 → 30,831

up 4.0%

Renter share

18.6% → 19.9%

+1.3 pts

Bachelor's+

37.1% → 37.4%

+0.3 pts

Rent in ZIP 34639 in Land O Lakes, FL has increased 32.7% since 2021, going from about $1,700 per month to roughly $2,256 today. Census figures show median household income at $101,486 today, compared with $86,861 five years earlier. Rent outpaced income growth by roughly 15.9 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 29,652 to 30,831 between 2021 and 2024, a 4.0% change. The combined trend lines point to a market that has changed measurably from where it stood in early 2021.

Community

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Local insights

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About renting in ZIP 34639

Last updated: October 17, 2026

ZIP code 34639 covers Land O Lakes, FL. The median rent here is $2,256/mo as of October 2026. A 1-bedroom rents for a median of $2,140/mo. A 2-bedroom rents for a median of $2,490/mo.

At 27% of local median household income ($101,486/yr), ZIP 34639 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34639?

To keep rent at or below 30% of gross income, you would need to earn at least $90,000/year (about $43/hour full-time) to afford the median rent of $2,256/mo in ZIP 34639. The local median household income is $101,486/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 34639?

Rent in ZIP 34639 has risen 1.9% over the past year as of September 2026. It sits 0% below its high of $2,257 in July 2025.

When is the cheapest time to rent in ZIP 34639?

Asking rents in ZIP 34639 are usually lowest in January, about 0.6% below their yearly trend, and highest in July, about 0.7% above it. At today's median that is a gap of roughly $29 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 34639?

Yes. From 2019 to 2024, rent in ZIP 34639 rose 49.3% while median household income rose 14.4%, from $88,694 to $101,486. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 34639 compare to other ZIPs in Florida?

ZIP 34639 is in the middle among Florida ZIP codes for rent, ranking #238 of 656 at $2,256/mo. Over the year to September 2026, rent in ZIP 34639 changed +1.9%, against a typical +1.8% across the 623 Florida ZIP codes Zillow tracks.