ZIP Code · FL

ZIP 34637

Part of Land O Lakes, FL

Pop. 13,049·Pasco County·157th most expensive ZIP in Florida

Median rent (all units)

$2,465/mo

Year-over-Year

Stable

Month-over-Month

-0.3%

vs US Median

+$533

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 34637 · $2,465

More expensive than 79% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,900

1 BR

$2,020

2 BR

$2,360

3 BR

$3,020

4 BR+

$3,670

Research median

$2,360/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($115,214) is $2,880 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,360); a 3-bedroom is $3,020.

Cheaper nearby

ZIP 34610, 5 miles away, rents for 25% less ($1,850/mo), about $7,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 34637. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$29,580/yr

At $2,465/mo median

Location

CityLand O Lakes

StateFL

CountyPasco County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, -0.3% MoM), not inventory.

Demographics

Who lives here

ZIP 34637 (Land O Lakes, FL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 41.7% of residents hold a bachelor's degree or higher.

Population

13,049

Median income

$115,214

Median age

38.7

Renters

8.7%

Age distribution

25.8%

19.9%

28.9%

15.5%

Under 1825.8%

18–3419.9%

35–5428.9%

55–649.9%

65+15.5%

Gender

50.8%

49.2%

Male50.8%

Female49.2%

Race & ethnicity

68.1%

16.8%

White68.1%

Black8.5%

Hispanic16.8%

Asian8.5%

Education (25+)

24.8%

26.5%

41.7%

No HS diploma7%

HS diploma24.8%

Some college26.5%

Bachelor's+41.7%

Housing tenure

91.3%

Owner91.3%

Renter8.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34637 in Land O Lakes, FL has changed in 5 years

Income

$104,004 → $115,214

up 10.8%

Population

10,548 → 13,049

up 23.7%

Renter share

10.2% → 8.7%

-1.5 pts

Bachelor's+

44.5% → 41.7%

-2.8 pts

Median age

37.2 → 38.7

+1.5 yrs

Median household income rose from $104,004 to $115,214 between 2021 and 2024, a 10.8% shift. The population has grown by 23.7% since 2021, moving from about 10,548 residents to roughly 13,049. Renters now make up 8.7% of households, compared with 10.2% five years ago. College-educated residents now make up 41.7% of adults here, versus 44.5% in 2021.

Community

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Local insights

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About renting in ZIP 34637

Last updated: September 25, 2026

ZIP code 34637 covers Land O Lakes, FL. The median rent here is $2,465/mo as of September 2026. A 1-bedroom rents for a median of $2,020/mo. A 2-bedroom rents for a median of $2,360/mo.

At 26% of local median household income ($115,214/yr), ZIP 34637 ranks as affordable compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 34637?

To keep rent at or below 30% of gross income, you would need to earn at least $99,000/year (about $48/hour full-time) to afford the median rent of $2,465/mo in ZIP 34637. The local median household income is $115,214/yr, so the typical household meets that bar.