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ZIP Code · FL

ZIP 34638

Pop. 37,644·Pasco County·235th most expensive ZIP in Florida
Median rent (all units)
$2,308/mo
Year-over-Year
+2.4%
Month-over-Month
+3.7%
vs US Median
+$357
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 34638 · $2,308
More expensive than 74% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$1,730
1 BR
$1,838
2 BR
$2,142
3 BR
$2,736
4 BR+
$3,336
Research median
$2,142/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$27,696/yr
At $2,308/mo median
Location
StateFL
CountyPasco County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 2.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+2.4% YoY, +3.7% MoM), not inventory.
Demographics

Who lives here

ZIP 34638 (Land O Lakes, FL) is majority owner-occupied, has a large share of families with children, has a median income above the national average, 44.5% of residents hold a bachelor's degree or higher.

Population
37,644
Median income
$123,899
Median age
38.4
Renters
16.4%
Age distribution
27.2%
16.9%
32.6%
13.3%
Under 1827.2%
18–3416.9%
35–5432.6%
55–6410%
65+13.3%
Gender
49%
51%
Male49%
Female51%
Race & ethnicity
62.5%
24.7%
White62.5%
Black6.7%
Hispanic24.7%
Asian6.2%
Education (25+)
22.1%
29.6%
44.5%
No HS diploma3.8%
HS diploma22.1%
Some college29.6%
Bachelor's+44.5%
Housing tenure
83.6%
16.4%
Owner83.6%
Renter16.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 34638 in Land O Lakes, FL has changed in 5 years

Income
$104,038 → $123,899
up 19.1%
Population
32,345 → 37,644
up 16.4%
Renter share
18.2% → 16.4%
-1.8 pts
Bachelor's+
39.3% → 44.5%
+5.2 pts
Median age
36.9 → 38.4
+1.5 yrs

On the earnings side, the typical household in ZIP 34638 in Land O Lakes, FL now reports about $123,899, up from $104,038 in 2021. Census counts show ZIP 34638 in Land O Lakes, FL adding about 5,299 residents over the five-year window, up 16.4% on net. The renter share has eased from 18.2% to 16.4%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 39.3% to 44.5% across the same window.

Community

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Local insights

Tips for renters in ZIP 34638

About renting in ZIP 34638

Last updated: June 22, 2026

ZIP code 34638 covers Land O Lakes, FL. The median rent here is $2,308/mo as of June 2026. A 1-bedroom rents for a median of $1,838/mo. A 2-bedroom rents for a median of $2,142/mo.

At 22% of local median household income ($123,899/yr), ZIP 34638 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 34638?

As of June 22, 2026, the median monthly rent in ZIP 34638 (Land O Lakes, FL) is $2,308. This is based on aggregated data from public sources and community submissions.

How does ZIP 34638 rent compare to the US average?

ZIP 34638's median rent of $2,308/mo is $357 (18%) above the US national median of $1,951/mo.

How does ZIP 34638 compare to other ZIPs in Florida?

ZIP 34638 falls in the middle range for Florida, ranking #235 out of 669 ZIPs at $2,308/mo.

How much income do you need to rent in ZIP 34638?

To keep rent at or below 30% of gross income, you would need to earn at least $92,000/year (~$44/hour full-time) to afford the median rent of $2,308/mo in ZIP 34638. The local median household income is $123,899/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 34638?

Rent in ZIP 34638 has increased 2.4% over the past year as of June 22, 2026, putting upward pressure on renter budgets.

Is ZIP 34638 an affordable place to rent?

ZIP 34638 is considered very affordable for renters. At $2,308/mo, rent takes approximately 22% of the local median household income ($123,899/yr). The standard benchmark is 30%. ZIP 34638 falls comfortably within that range.

What percentage of ZIP 34638 residents rent vs. own?

According to Census data, approximately 16.4% of ZIP 34638 households are renters, while 83.6% are owner-occupied. ZIP 34638 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 34638 compare to the rest of Land O Lakes?

ZIP 34638 is pricier than Land O Lakes as a whole. At $2,308/mo, it's $49 above the Land O Lakes citywide median of $2,259/mo.

When was rent data for ZIP 34638 last updated?

Rent data for ZIP 34638 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
22%
VERY AFFORDABLE

At $2,308/mo, rent takes ~22% of ZIP 34638's median household income ($123,899/yr). The standard benchmark is 30%.

ZIP 34638 22%Benchmark 30%
State income taxNone
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Schools nearby

Public schools near ZIP 34638 (Land O Lakes, FL)

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