ZIP Code · OH

ZIP 45227

Part of Cincinnati, OH

Pop. 18,893·Hamilton County·64th most expensive ZIP in Ohio

Median rent (all units)

$1,591/mo

Year-over-Year

+2.7%

Month-over-Month

-0.5%

vs US Median

-$341

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45227 · $1,591

More affordable than 66% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$1,090

1 BR

$1,200

2 BR

$1,540

3 BR

$2,030

4 BR+

$2,250

Research median

$1,540/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

March. Asking rents in ZIP 45227 usually run 1.1% below trend in March and 1.4% above it in August, about $40 a month apart at today's median. Based on 6 years of data.

Compared with the peak

Rent in ZIP 45227 is 0.5% below its high of $1,599 in August 2026, at $1,591 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45227 changed +2.7% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($71,646) is $1,791 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,540); a 3-bedroom is $2,030.

Rank in Cincinnati

21st cheapest of 25 ZIP codes in Cincinnati.

Cheaper nearby

ZIP 45213, 3 miles away, rents for 17% less ($1,321/mo), about $3,200 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45227. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$19,092/yr

At $1,591/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.7% YoY, -0.5% MoM), not inventory.

Demographics

Who lives here

ZIP 45227 (Cincinnati, OH) is majority owner-occupied, 54.5% of residents hold a bachelor's degree or higher.

Population

18,893

Median income

$71,646

Median age

36.2

Renters

44.5%

Age distribution

20.4%

28.2%

24.2%

16.3%

Under 1820.4%

18–3428.2%

35–5424.2%

55–6410.9%

65+16.3%

Gender

46.3%

53.7%

Male46.3%

Female53.7%

Race & ethnicity

72.6%

19.1%

White72.6%

Black19.1%

Hispanic2.5%

Asian2.4%

Other3.4%

Education (25+)

17.2%

22.6%

54.5%

No HS diploma5.7%

HS diploma17.2%

Some college22.6%

Bachelor's+54.5%

Housing tenure

55.5%

44.5%

Owner55.5%

Renter44.5%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45227 in Cincinnati, OH has changed in 5 years

Rent

$1,125 → $1,591

up 41.4%

Income

$60,471 → $71,646

up 18.5%

Population

18,874 → 18,893

up 0.1%

Renter share

45.5% → 44.5%

-1.0 pts

Bachelor's+

48.4% → 54.5%

+6.1 pts

The median rent in ZIP 45227 in Cincinnati, OH stood at $1,125 in 2021 and currently runs about $1,591, reflecting a 41.4% increase over the period. On the earnings side, the typical household in ZIP 45227 in Cincinnati, OH now reports about $71,646, up from $60,471 in 2021. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. College-educated residents now make up 54.5% of adults here, versus 48.4% in 2021. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 45227 in Cincinnati, OH reflects that arc in its own way.

Community

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Local insights

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About renting in ZIP 45227

Last updated: October 17, 2026

ZIP code 45227 covers Cincinnati, OH. The median rent here is $1,591/mo as of October 2026. A 1-bedroom rents for a median of $1,200/mo. A 2-bedroom rents for a median of $1,540/mo.

At 27% of local median household income ($71,646/yr), ZIP 45227 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45227?

To keep rent at or below 30% of gross income, you would need to earn at least $64,000/year (about $31/hour full-time) to afford the median rent of $1,591/mo in ZIP 45227. The local median household income is $71,646/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45227?

Rent in ZIP 45227 has risen 2.7% over the past year as of September 2026. It sits 0.5% below its high of $1,599 in August 2026.

When is the cheapest time to rent in ZIP 45227?

Asking rents in ZIP 45227 are usually lowest in March, about 1.1% below their yearly trend, and highest in August, about 1.4% above it. At today's median that is a gap of roughly $40 a month. This pattern comes from 6 years of Zillow rent data.

How does ZIP 45227 compare to other ZIPs in Ohio?

ZIP 45227 is one of the pricier among Ohio ZIP codes for rent, ranking #64 of 229 at $1,591/mo. Over the year to September 2026, rent in ZIP 45227 changed +2.7%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.