ZIP Code · OH

ZIP 45223

Part of Cincinnati, OH

Pop. 14,182·Hamilton County·160th most expensive ZIP in Ohio

Median rent (all units)

$1,230/mo

Year-over-Year

+13.9%

Month-over-Month

+0.4%

vs US Median

-$702

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 45223 · $1,230

More affordable than 90% of US ZIP codes · National median $1,932/mo

Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$840

1 BR

$920

2 BR

$1,180

3 BR

$1,560

4 BR+

$1,720

Research median

$1,180/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Past year vs. the rest of Ohio

Rent in ZIP 45223 changed +13.9% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Recent direction

Rent has risen 4 months in a row, and rose in 9 of the last 12 months.

What a typical income covers

30% of the median household income ($49,312) is $1,233 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,180); a 3-bedroom is $1,560.

Rank in Cincinnati

5th cheapest of 25 ZIP codes in Cincinnati.

From Zillow's monthly rent index (ZORI) for ZIP 45223. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$14,760/yr

At $1,230/mo median

Location

CityCincinnati

StateOH

CountyHamilton County

Rent Market Meter

Strong Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are up 13.9% year-over-year. Expect competition, and move quickly to lock in terms.

Based on rent-price momentum (+13.9% YoY, +0.4% MoM), not inventory.

Demographics

Who lives here

ZIP 45223 (Cincinnati, OH) is roughly split between renters and owners, has a median income below the national average, 45.6% of residents hold a bachelor's degree or higher.

Population

14,182

Median income

$49,312

Median age

35.7

Renters

51.4%

Age distribution

23%

25.9%

32.2%

Under 1823%

18–3425.9%

35–5432.2%

55–649.7%

65+9.2%

Gender

51.6%

48.4%

Male51.6%

Female48.4%

Race & ethnicity

50.3%

32.6%

White50.3%

Black32.6%

Hispanic6.5%

Asian0.9%

Other9.7%

Education (25+)

23.8%

22.6%

45.6%

No HS diploma8%

HS diploma23.8%

Some college22.6%

Bachelor's+45.6%

Housing tenure

48.6%

51.4%

Owner48.6%

Renter51.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45223 in Cincinnati, OH has changed in 5 years

Income

$45,105 → $49,312

up 9.3%

Population

12,237 → 14,182

up 15.9%

Renter share

57.7% → 51.4%

-6.3 pts

Bachelor's+

46.6% → 45.6%

-1.0 pts

Median age

33.3 → 35.7

+2.4 yrs

Median household income grew from $45,105 to $49,312 between 2021 and 2024, a 9.3% shift. Headcount in the area went from 12,237 to 14,182 between 2021 and 2024, a 15.9% change. About 51.4% of households rent today, against 57.7% in 2021.

Community

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Local insights

Tips for renters in ZIP 45223

About renting in ZIP 45223

Last updated: October 17, 2026

ZIP code 45223 covers Cincinnati, OH. The median rent here is $1,230/mo as of October 2026. A 1-bedroom rents for a median of $920/mo. A 2-bedroom rents for a median of $1,180/mo.

At 30% of local median household income ($49,312/yr), ZIP 45223 ranks as moderate compared to the national benchmark of 30%. Rents have increased 13.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45223?

To keep rent at or below 30% of gross income, you would need to earn at least $49,000/year (about $24/hour full-time) to afford the median rent of $1,230/mo in ZIP 45223. The local median household income is $49,312/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45223?

Rent in ZIP 45223 has risen 13.9% over the past year.

How does ZIP 45223 compare to other ZIPs in Ohio?

ZIP 45223 is one of the more affordable among Ohio ZIP codes for rent, ranking #160 of 229 at $1,230/mo. Over the year to September 2026, rent in ZIP 45223 changed +13.9%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.