ZIP Code · OH

ZIP 45424

Pop. 50,725·Montgomery County·135th most expensive ZIP in Ohio
Median rent (all units)
$1,299/mo
Year-over-Year
-3.4%
Month-over-Month
-0.9%
vs US Median
-$633
Reported rents
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 45424 · $1,299
More affordable than 86% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,020
1 BR
$1,110
2 BR
$1,400
3 BR
$1,820
4 BR+
$2,000
Research median
$1,400/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

January. Asking rents in ZIP 45424 usually run 1.2% below trend in January and 0.9% above it in July, about $27 a month apart at today's median. Based on 11 years of data.

Compared with the peak

Rent in ZIP 45424 is 3.3% below its high of $1,344 in September 2025, at $1,299 as of September 2026.

Past year vs. the rest of Ohio

Rent in ZIP 45424 changed -3.3% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 45424 rose 41.7% while median household income rose 22% ($66,080 to $80,605). Rent outpaced income.

Since before the pandemic

Rent in ZIP 45424 is 37.3% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has fallen 3 months in a row, and rose in 4 of the last 12 months.

What a typical income covers

30% of the median household income ($80,605) is $2,015 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,000).

Cheaper nearby

ZIP 45404, 5 miles away, rents for 15% less ($1,099/mo), about $2,400 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 45424. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$15,588/yr
At $1,299/mo median
Location
StateOH
CountyMontgomery County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 3.4% YoY), so renters have negotiating leverage.
Based on rent-price momentum (-3.4% YoY, -0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 45424 (Huber Heights, OH) is majority owner-occupied, 28.4% of residents hold a bachelor's degree or higher.

Population
50,725
Median income
$80,605
Median age
39.5
Renters
25.7%
Age distribution
22.6%
21.1%
25.5%
14.1%
16.7%
Under 1822.6%
18–3421.1%
35–5425.5%
55–6414.1%
65+16.7%
Gender
48%
52%
Male48%
Female52%
Race & ethnicity
71.5%
14.2%
White71.5%
Black14.2%
Hispanic5.3%
Asian3.3%
Other5.7%
Education (25+)
28.4%
36.4%
28.4%
No HS diploma6.7%
HS diploma28.4%
Some college36.4%
Bachelor's+28.4%
Housing tenure
74.3%
25.7%
Owner74.3%
Renter25.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 45424 in Huber Heights, OH has changed in 5 years

Rent
$1,023 → $1,299
up 27.0%
Income
$71,610 → $80,605
up 12.6%
Population
50,798 → 50,725
down 0.1%
Renter share
24.2% → 25.7%
+1.5 pts
Bachelor's+
26% → 28.4%
+2.4 pts
Median age
38.4 → 39.5
+1.1 yrs

Since 2021, the typical rent in ZIP 45424 in Huber Heights, OH has increased from $1,023 to $1,299, a 27.0% change over five years. Local incomes tracked alongside that move, going from a median of $71,610 in 2021 to $80,605 more recently. That spread, with rent up faster than earnings, points to a tougher affordability environment than five years ago. Renters now make up 25.7% of households, compared with 24.2% five years ago. College-educated residents now make up 28.4% of adults here, versus 26% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 45424 in Huber Heights, OH market of 2021.

Community

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Local insights

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About renting in ZIP 45424

Last updated: October 17, 2026

ZIP code 45424 covers Huber Heights, OH. The median rent here is $1,299/mo as of October 2026. A 1-bedroom rents for a median of $1,110/mo. A 2-bedroom rents for a median of $1,400/mo.

At 19% of local median household income ($80,605/yr), ZIP 45424 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 3.4% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 45424?

To keep rent at or below 30% of gross income, you would need to earn at least $52,000/year (about $25/hour full-time) to afford the median rent of $1,299/mo in ZIP 45424. The local median household income is $80,605/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 45424?

Rent in ZIP 45424 has fallen 3.4% over the past year as of September 2026. It sits 3.3% below its high of $1,344 in September 2025.

When is the cheapest time to rent in ZIP 45424?

Asking rents in ZIP 45424 are usually lowest in January, about 1.2% below their yearly trend, and highest in July, about 0.9% above it. At today's median that is a gap of roughly $27 a month. This pattern comes from 11 years of Zillow rent data.

Has rent outpaced income in ZIP 45424?

Yes. From 2019 to 2024, rent in ZIP 45424 rose 41.7% while median household income rose 22%, from $66,080 to $80,605. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 45424 compare to other ZIPs in Ohio?

ZIP 45424 is in the middle among Ohio ZIP codes for rent, ranking #135 of 229 at $1,299/mo. Over the year to September 2026, rent in ZIP 45424 changed -3.3%, against a typical +3.8% across the 190 Ohio ZIP codes Zillow tracks.

How does ZIP 45424 compare to the rest of Huber Heights?

At $1,299/mo, ZIP 45424 is $50 above the Huber Heights citywide median of $1,249/mo.
Income Affordability
19%
VERY AFFORDABLE

At $1,299/mo, rent takes ~19% of ZIP 45424's median household income ($80,605/yr). The standard benchmark is 30%.

ZIP 45424 19%Benchmark 30%
State income tax2.75–3.5%
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Schools nearby

Public schools near ZIP 45424 (Huber Heights, OH)

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