ZIP 45431
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
Rent in ZIP 45431 changed +3.1% over the year to September 2026. Across the 190 Ohio ZIP codes Zillow tracks, the typical change was +3.8%.
Rent has risen 2 months in a row, and rose in 8 of the last 12 months.
30% of the median household income ($83,175) is $2,079 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,600); a 3-bedroom is $2,080.
ZIP 45403, 3 miles away, rents for 34% less ($1,076/mo), about $6,500 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 45431. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 45431 (Beavercreek, OH) is roughly split between renters and owners, 36% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 45431 in Beavercreek, OH has changed in 5 years
On the earnings side, the typical household in ZIP 45431 in Beavercreek, OH now reports about $83,175, up from $73,134 in 2021. Headcount in the area went from 26,630 to 27,951 between 2021 and 2024, a 5.0% change. About 49.6% of households rent today, against 45.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 38.2% to 36%.
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Tips for renters in ZIP 45431
Last updated: October 17, 2026
ZIP code 45431 covers Beavercreek, OH. The median rent here is $1,620/mo as of October 2026. A 1-bedroom rents for a median of $1,270/mo. A 2-bedroom rents for a median of $1,600/mo.
At 23% of local median household income ($83,175/yr), ZIP 45431 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.0% over the past year.
Frequently asked questions
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How does ZIP 45431 compare to the rest of Beavercreek?
At $1,620/mo, rent takes ~23% of ZIP 45431's median household income ($83,175/yr). The standard benchmark is 30%.
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