ZIP Code · IN

ZIP 46619

Part of South Bend, IN

Pop. 21,729·Saint Joseph County·80th most expensive ZIP in Indiana

Median rent (all units)

$1,287/mo

Year-over-Year

Stable

Month-over-Month

+0.6%

vs US Median

-$645

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 46619 · $1,287

More affordable than 87% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$830

1 BR

$1,020

2 BR

$1,190

3 BR

$1,440

4 BR+

$1,580

Research median

$1,190/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($48,081) is $1,202 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,190); a 3-bedroom is $1,440.

Rank in South Bend

6th cheapest of 8 ZIP codes in South Bend.

Cheaper nearby

ZIP 46613, 5 miles away, rents for 10% less ($1,157/mo), about $1,600 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 46619. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$15,444/yr

At $1,287/mo median

Location

CitySouth Bend

StateIN

CountySaint Joseph County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+0.0% YoY, +0.6% MoM), not inventory.

Demographics

Who lives here

ZIP 46619 (South Bend, IN) is majority owner-occupied, has a large share of families with children, has a median income below the national average, 14.2% of residents hold a bachelor's degree or higher.

Population

21,729

Median income

$48,081

Median age

Renters

25.7%

Age distribution

28.3%

18.9%

24.5%

12.6%

15.7%

Under 1828.3%

18–3418.9%

35–5424.5%

55–6412.6%

65+15.7%

Gender

48.8%

51.2%

Male48.8%

Female51.2%

Race & ethnicity

44.9%

19.6%

38.9%

White44.9%

Black19.6%

Hispanic38.9%

Education (25+)

19.3%

39.9%

26.7%

14.2%

No HS diploma19.3%

HS diploma39.9%

Some college26.7%

Bachelor's+14.2%

Housing tenure

74.3%

25.7%

Owner74.3%

Renter25.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46619 in South Bend, IN has changed in 5 years

Income

$41,649 → $48,081

up 15.4%

Population

20,916 → 21,729

up 3.9%

Renter share

27.1% → 25.7%

-1.4 pts

Bachelor's+

13.7% → 14.2%

+0.5 pts

On the earnings side, the typical household in ZIP 46619 in South Bend, IN now reports about $48,081, up from $41,649 in 2021. Census counts show ZIP 46619 in South Bend, IN adding about 813 residents over the five-year window, up 3.9% on net.

Community

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Local insights

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About renting in ZIP 46619

Last updated: October 17, 2026

ZIP code 46619 covers South Bend, IN. The median rent here is $1,287/mo as of October 2026. A 1-bedroom rents for a median of $1,020/mo. A 2-bedroom rents for a median of $1,190/mo.

At 32% of local median household income ($48,081/yr), ZIP 46619 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 46619?

To keep rent at or below 30% of gross income, you would need to earn at least $51,000/year (about $25/hour full-time) to afford the median rent of $1,287/mo in ZIP 46619. The local median household income is $48,081/yr, so the typical household falls short of that bar.