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ZIP Code · IN

ZIP 46601

Pop. 4,800·Saint Joseph County·103rd most expensive ZIP in Indiana
Median rent (all units)
$1,196/mo
Year-over-Year
Stable
Month-over-Month
+6.9%
vs US Median
-$769
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46601 · $1,196
More affordable than 92% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$740
1 BR
$910
2 BR
$1,060
3 BR
$1,290
4 BR+
$1,400
Research median
$1,060/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,352/yr
At $1,196/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 0.0% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+0.0% YoY, +6.9% MoM), not inventory.
Demographics

Who lives here

ZIP 46601 (South Bend, IN) is majority renter-occupied, has a median income below the national average, 23.5% of residents hold a bachelor's degree or higher.

Population
4,800
Median income
$30,789
Median age
39.1
Renters
75.7%
Age distribution
18.4%
25%
23.4%
17.5%
15.8%
Under 1818.4%
18–3425%
35–5423.4%
55–6417.5%
65+15.8%
Gender
56.8%
43.3%
Male56.8%
Female43.3%
Race & ethnicity
51.9%
29.8%
White51.9%
Black29.8%
Hispanic10.5%
Asian0.7%
Other7.2%
Education (25+)
16.6%
33.3%
26.6%
23.5%
No HS diploma16.6%
HS diploma33.3%
Some college26.6%
Bachelor's+23.5%
Housing tenure
24.3%
75.7%
Owner24.3%
Renter75.7%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46601 in South Bend, IN has changed in 5 years

Income
$26,699 → $30,789
up 15.3%
Population
5,382 → 4,800
down 10.8%
Renter share
79.4% → 75.7%
-3.7 pts
Bachelor's+
23.1% → 23.5%
+0.4 pts
Median age
38.2 → 39.1
+0.9 yrs

Household income in the area moved from $26,699 to $30,789 across the same window, up 15.3% versus 2021. The population has contracted by 10.8% since 2021, moving from about 5,382 residents to roughly 4,800. Renters now make up 75.7% of households, compared with 79.4% five years ago.

Community

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Local insights

Tips for renters in ZIP 46601

About renting in ZIP 46601

Last updated: July 20, 2026

ZIP code 46601 covers South Bend, IN. The median rent here is $1,196/mo as of July 2026. A 1-bedroom rents for a median of $910/mo. A 2-bedroom rents for a median of $1,060/mo.

At 47% of local median household income ($30,789/yr), ZIP 46601 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46601?

As of July 20, 2026, the median monthly rent in ZIP 46601 (South Bend, IN) is $1,196. This is based on aggregated data from public sources and community submissions.

How does ZIP 46601 rent compare to the US average?

ZIP 46601's median rent of $1,196/mo is $769 (39%) below the US national median of $1,965/mo.

How does ZIP 46601 compare to other ZIPs in Indiana?

ZIP 46601 is among the more affordable ZIP codes in Indiana, ranking #103 out of 144 ZIPs at $1,196/mo.

How much income do you need to rent in ZIP 46601?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (~$23/hour full-time) to afford the median rent of $1,196/mo in ZIP 46601. The local median household income is $30,789/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 46601?

Rent in ZIP 46601 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 46601 an affordable place to rent?

ZIP 46601 is considered stretched for renters. At $1,196/mo, rent takes approximately 47% of the local median household income ($30,789/yr). The standard benchmark is 30%. ZIP 46601 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 46601 residents rent vs. own?

According to Census data, approximately 75.7% of ZIP 46601 households are renters, while 24.3% are owner-occupied. With a majority renter population, ZIP 46601 has a strong rental market.

How does ZIP 46601 compare to the rest of South Bend?

ZIP 46601 is more affordable than South Bend overall. At $1,196/mo, it's $114 below the South Bend citywide median of $1,310/mo.

When was rent data for ZIP 46601 last updated?

Rent data for ZIP 46601 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
47%
STRETCHED

At $1,196/mo, rent takes ~47% of ZIP 46601's median household income ($30,789/yr). The standard benchmark is 30%.

ZIP 46601 47%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46601 (South Bend, IN)

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