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ZIP Code · IN

ZIP 46613

Pop. 12,279·Saint Joseph County·100th most expensive ZIP in Indiana
Median rent (all units)
$1,212/mo
Year-over-Year
+1.4%
Month-over-Month
+0.3%
vs US Median
-$753
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 46613 · $1,212
More affordable than 91% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$890
1 BR
$1,090
2 BR
$1,280
3 BR
$1,550
4 BR+
$1,690
Research median
$1,280/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$14,544/yr
At $1,212/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (1.4% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+1.4% YoY, +0.3% MoM), not inventory.
Demographics

Who lives here

ZIP 46613 (South Bend, IN) is roughly split between renters and owners, has a large share of families with children, has a median income below the national average, 11.9% of residents hold a bachelor's degree or higher.

Population
12,279
Median income
$42,537
Median age
28.8
Renters
46.6%
Age distribution
32.8%
26%
22.5%
Under 1832.8%
18–3426%
35–5422.5%
55–649%
65+9.8%
Gender
48.8%
51.2%
Male48.8%
Female51.2%
Race & ethnicity
44.8%
22.2%
23.9%
White44.8%
Black22.2%
Hispanic23.9%
Asian1.6%
Other7.5%
Education (25+)
18.5%
45.5%
24.1%
No HS diploma18.5%
HS diploma45.5%
Some college24.1%
Bachelor's+11.9%
Housing tenure
53.4%
46.6%
Owner53.4%
Renter46.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46613 in South Bend, IN has changed in 5 years

Income
$41,445 → $42,537
up 2.6%
Population
11,931 → 12,279
up 2.9%
Renter share
42.2% → 46.6%
+4.4 pts
Bachelor's+
13.2% → 11.9%
-1.3 pts
Median age
28.2 → 28.8
+0.6 yrs

On the earnings side, the typical household in ZIP 46613 in South Bend, IN now reports about $42,537, up from $41,445 in 2021. The population has grown by 2.9% since 2021, moving from about 11,931 residents to roughly 12,279. Renters now make up 46.6% of households, compared with 42.2% five years ago.

Community

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Local insights

Tips for renters in ZIP 46613

About renting in ZIP 46613

Last updated: July 20, 2026

ZIP code 46613 covers South Bend, IN. The median rent here is $1,212/mo as of July 2026. A 1-bedroom rents for a median of $1,090/mo. A 2-bedroom rents for a median of $1,280/mo.

At 34% of local median household income ($42,537/yr), ZIP 46613 ranks as moderate compared to the national benchmark of 30%. Rents have increased 1.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46613?

As of July 20, 2026, the median monthly rent in ZIP 46613 (South Bend, IN) is $1,212. This is based on aggregated data from public sources and community submissions.

How does ZIP 46613 rent compare to the US average?

ZIP 46613's median rent of $1,212/mo is $753 (38%) below the US national median of $1,965/mo.

How does ZIP 46613 compare to other ZIPs in Indiana?

ZIP 46613 is among the more affordable ZIP codes in Indiana, ranking #100 out of 144 ZIPs at $1,212/mo.

How much income do you need to rent in ZIP 46613?

To keep rent at or below 30% of gross income, you would need to earn at least $48,000/year (~$23/hour full-time) to afford the median rent of $1,212/mo in ZIP 46613. The local median household income is $42,537/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 46613?

Rent in ZIP 46613 has increased 1.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 46613 an affordable place to rent?

ZIP 46613 is considered moderate for renters. At $1,212/mo, rent takes approximately 34% of the local median household income ($42,537/yr). The standard benchmark is 30%. ZIP 46613 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 46613 residents rent vs. own?

According to Census data, approximately 46.6% of ZIP 46613 households are renters, while 53.4% are owner-occupied. ZIP 46613 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46613 compare to the rest of South Bend?

ZIP 46613 is more affordable than South Bend overall. At $1,212/mo, it's $98 below the South Bend citywide median of $1,310/mo.

When was rent data for ZIP 46613 last updated?

Rent data for ZIP 46613 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $1,212/mo, rent takes ~34% of ZIP 46613's median household income ($42,537/yr). The standard benchmark is 30%.

ZIP 46613 34%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46613 (South Bend, IN)

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