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ZIP Code · IN

ZIP 46617

Pop. 10,032·Saint Joseph County·50th most expensive ZIP in Indiana
Median rent (all units)
$1,530/mo
Year-over-Year
-0.5%
Month-over-Month
+0.9%
vs US Median
-$435
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 46617 · $1,530
More affordable than 72% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,240
1 BR
$1,520
2 BR
$1,780
3 BR
$2,160
4 BR+
$2,360
Research median
$1,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$18,360/yr
At $1,530/mo median
Location
StateIN
CountySaint Joseph County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (-0.5% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 46617 (South Bend, IN) is majority owner-occupied, skews toward younger working-age adults, 60.3% of residents hold a bachelor's degree or higher.

Population
10,032
Median income
$74,186
Median age
38
Renters
37.4%
Age distribution
13.9%
32.3%
18%
15.1%
20.7%
Under 1813.9%
18–3432.3%
35–5418%
55–6415.1%
65+20.7%
Gender
50.6%
49.4%
Male50.6%
Female49.4%
Race & ethnicity
72.8%
White72.8%
Black11.6%
Hispanic7%
Asian2.6%
Other6%
Education (25+)
15.9%
19.6%
60.3%
No HS diploma4.2%
HS diploma15.9%
Some college19.6%
Bachelor's+60.3%
Housing tenure
62.6%
37.4%
Owner62.6%
Renter37.4%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 46617 in South Bend, IN has changed in 5 years

Income
$71,302 → $74,186
up 4.0%
Population
10,630 → 10,032
down 5.6%
Renter share
35.8% → 37.4%
+1.6 pts
Bachelor's+
57.4% → 60.3%
+2.9 pts
Median age
34.7 → 38
+3.3 yrs

Median household income grew from $71,302 to $74,186 between 2021 and 2024, a 4.0% shift. Headcount in the area went from 10,630 to 10,032 between 2021 and 2024, a 5.6% change. About 37.4% of households rent today, against 35.8% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 57.4% to 60.3%.

Community

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Local insights

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About renting in ZIP 46617

Last updated: July 20, 2026

ZIP code 46617 covers South Bend, IN. The median rent here is $1,530/mo as of July 2026. A 1-bedroom rents for a median of $1,520/mo. A 2-bedroom rents for a median of $1,780/mo.

At 25% of local median household income ($74,186/yr), ZIP 46617 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 0.5% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 46617?

As of July 20, 2026, the median monthly rent in ZIP 46617 (South Bend, IN) is $1,530. This is based on aggregated data from public sources and community submissions.

How does ZIP 46617 rent compare to the US average?

ZIP 46617's median rent of $1,530/mo is $435 (22%) below the US national median of $1,965/mo.

How does ZIP 46617 compare to other ZIPs in Indiana?

ZIP 46617 falls in the middle range for Indiana, ranking #50 out of 144 ZIPs at $1,530/mo.

How much income do you need to rent in ZIP 46617?

To keep rent at or below 30% of gross income, you would need to earn at least $61,000/year (~$29/hour full-time) to afford the median rent of $1,530/mo in ZIP 46617. The local median household income is $74,186/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 46617?

Rent in ZIP 46617 has been relatively stable over the past year, with a 0.5% change year over year as of July 20, 2026.

Is ZIP 46617 an affordable place to rent?

ZIP 46617 is considered affordable for renters. At $1,530/mo, rent takes approximately 25% of the local median household income ($74,186/yr). The standard benchmark is 30%. ZIP 46617 falls comfortably within that range.

What percentage of ZIP 46617 residents rent vs. own?

According to Census data, approximately 37.4% of ZIP 46617 households are renters, while 62.6% are owner-occupied. ZIP 46617 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 46617 compare to the rest of South Bend?

ZIP 46617 is pricier than South Bend as a whole. At $1,530/mo, it's $220 above the South Bend citywide median of $1,310/mo.

When was rent data for ZIP 46617 last updated?

Rent data for ZIP 46617 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
25%
AFFORDABLE

At $1,530/mo, rent takes ~25% of ZIP 46617's median household income ($74,186/yr). The standard benchmark is 30%.

ZIP 46617 25%Benchmark 30%
State income tax3.05%
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Schools nearby

Public schools near ZIP 46617 (South Bend, IN)

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