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ZIP Code · IL

ZIP 60645

Part of Chicago, IL
Pop. 48,208·Cook County·118th most expensive ZIP in Illinois
Median rent (all units)
$1,855/mo
Year-over-Year
+5.8%
Month-over-Month
+0.9%
vs US Median
-$110
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 60645 · $1,855
More expensive than 52% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,600
1 BR
$1,710
2 BR
$1,930
3 BR
$2,490
4 BR+
$2,880
Research median
$1,930/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$22,260/yr
At $1,855/mo median
Location
StateIL
CountyCook County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 5.8% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+5.8% YoY, +0.9% MoM), not inventory.
Demographics

Who lives here

ZIP 60645 (Chicago, IL) is roughly split between renters and owners, has a large share of families with children, 45.2% of residents hold a bachelor's degree or higher.

Population
48,208
Median income
$76,045
Median age
37.8
Renters
46.2%
Age distribution
26.9%
20.2%
25.8%
15.5%
Under 1826.9%
18–3420.2%
35–5425.8%
55–6411.6%
65+15.5%
Gender
52.2%
47.8%
Male52.2%
Female47.8%
Race & ethnicity
46.3%
14.2%
20.6%
14.9%
White46.3%
Black14.2%
Hispanic20.6%
Asian14.9%
Other4%
Education (25+)
12.8%
20%
22%
45.2%
No HS diploma12.8%
HS diploma20%
Some college22%
Bachelor's+45.2%
Housing tenure
53.8%
46.2%
Owner53.8%
Renter46.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 60645 in Chicago, IL has changed in 5 years

Rent
$1,303 → $1,855
up 42.4%
Income
$63,488 → $76,045
up 19.8%
Population
48,585 → 48,208
down 0.8%
Renter share
49.1% → 46.2%
-2.9 pts
Bachelor's+
45.8% → 45.2%
-0.6 pts
Median age
36.2 → 37.8
+1.6 yrs

Compared with 2021, rent in ZIP 60645 in Chicago, IL has increased by $552 per month, settling near $1,855 after starting the period at $1,303. Local incomes tracked alongside that move, going from a median of $63,488 in 2021 to $76,045 more recently. Rent outpaced income growth by roughly 22.6 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. About 46.2% of households rent today, against 49.1% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 60645 in Chicago, IL market of 2021.

Community

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Local insights

Tips for renters in ZIP 60645

About renting in ZIP 60645

Last updated: July 20, 2026

ZIP code 60645 covers Chicago, IL. The median rent here is $1,855/mo as of July 2026. A 1-bedroom rents for a median of $1,710/mo. A 2-bedroom rents for a median of $1,930/mo.

At 29% of local median household income ($76,045/yr), ZIP 60645 ranks as affordable compared to the national benchmark of 30%. Rents have increased 5.8% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 60645?

As of July 20, 2026, the median monthly rent in ZIP 60645 (Chicago, IL) is $1,855. This is based on aggregated data from public sources and community submissions.

How does ZIP 60645 rent compare to the US average?

ZIP 60645's median rent of $1,855/mo is $110 (6%) below the US national median of $1,965/mo.

How does ZIP 60645 compare to other ZIPs in Illinois?

ZIP 60645 falls in the middle range for Illinois, ranking #118 out of 230 ZIPs at $1,855/mo.

How much income do you need to rent in ZIP 60645?

To keep rent at or below 30% of gross income, you would need to earn at least $74,000/year (~$36/hour full-time) to afford the median rent of $1,855/mo in ZIP 60645. The local median household income is $76,045/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 60645?

Rent in ZIP 60645 has increased 5.8% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 60645 an affordable place to rent?

ZIP 60645 is considered affordable for renters. At $1,855/mo, rent takes approximately 29% of the local median household income ($76,045/yr). The standard benchmark is 30%. ZIP 60645 falls comfortably within that range.

What percentage of ZIP 60645 residents rent vs. own?

According to Census data, approximately 46.2% of ZIP 60645 households are renters, while 53.8% are owner-occupied. ZIP 60645 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 60645 compare to the rest of Chicago?

ZIP 60645 is more affordable than Chicago overall. At $1,855/mo, it's $554 below the Chicago citywide median of $2,409/mo.

When was rent data for ZIP 60645 last updated?

Rent data for ZIP 60645 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
29%
AFFORDABLE

At $1,855/mo, rent takes ~29% of ZIP 60645's median household income ($76,045/yr). The standard benchmark is 30%.

ZIP 60645 29%Benchmark 30%
State income tax4.95%
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Schools nearby

Public schools near ZIP 60645 (Chicago, IL)

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