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ZIP Code · OK

ZIP 74820

Part of Ada, OK
Pop. 31,943·Pontotoc County·85th most expensive ZIP in Oklahoma
Median rent (all units)
$1,102/mo
Year-over-Year
+15.4%
Month-over-Month
-1.3%
vs US Median
-$863
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 74820 · $1,102
More affordable than 95% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$730
1 BR
$790
2 BR
$1,040
3 BR
$1,290
4 BR+
$1,400
Research median
$1,040/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$13,224/yr
At $1,102/mo median
Location
CityAda
StateOK
CountyPontotoc County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 15.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+15.4% YoY, -1.3% MoM), not inventory.
Demographics

Who lives here

ZIP 74820 (Ada, OK) is majority owner-occupied, has a median income below the national average, 31.2% of residents hold a bachelor's degree or higher.

Population
31,943
Median income
$62,357
Median age
37
Renters
36.8%
Age distribution
24.9%
22.7%
24.3%
16.6%
Under 1824.9%
18–3422.7%
35–5424.3%
55–6411.5%
65+16.6%
Gender
48.6%
51.4%
Male48.6%
Female51.4%
Race & ethnicity
62.4%
26.5%
White62.4%
Black3%
Hispanic6.8%
Asian1.2%
Other26.5%
Education (25+)
32.2%
27.6%
31.2%
No HS diploma9%
HS diploma32.2%
Some college27.6%
Bachelor's+31.2%
Housing tenure
63.2%
36.8%
Owner63.2%
Renter36.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 74820 in Ada, OK has changed in 5 years

Income
$55,504 → $62,357
up 12.3%
Population
30,898 → 31,943
up 3.4%
Renter share
39% → 36.8%
-2.2 pts
Bachelor's+
30.5% → 31.2%
+0.7 pts
Median age
35.2 → 37
+1.8 yrs

Median household income climbed from $55,504 to $62,357 between 2021 and 2024, a 12.3% shift. Census counts show ZIP 74820 in Ada, OK adding about 1,045 residents over the five-year window, up 3.4% on net. The renter share has eased from 39% to 36.8%, with owner-occupied housing accounting for the remainder.

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Local insights

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About renting in ZIP 74820

Last updated: July 20, 2026

ZIP code 74820 covers Ada, OK. The median rent here is $1,102/mo as of July 2026. A 1-bedroom rents for a median of $790/mo. A 2-bedroom rents for a median of $1,040/mo.

At 21% of local median household income ($62,357/yr), ZIP 74820 ranks as affordable compared to the national benchmark of 30%. Rents have increased 15.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 74820?

As of July 20, 2026, the median monthly rent in ZIP 74820 (Ada, OK) is $1,102. This is based on aggregated data from public sources and community submissions.

How does ZIP 74820 rent compare to the US average?

ZIP 74820's median rent of $1,102/mo is $863 (44%) below the US national median of $1,965/mo.

How does ZIP 74820 compare to other ZIPs in Oklahoma?

ZIP 74820 is among the more affordable ZIP codes in Oklahoma, ranking #85 out of 100 ZIPs at $1,102/mo.

How much income do you need to rent in ZIP 74820?

To keep rent at or below 30% of gross income, you would need to earn at least $44,000/year (~$21/hour full-time) to afford the median rent of $1,102/mo in ZIP 74820. The local median household income is $62,357/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 74820?

Rent in ZIP 74820 has increased 15.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 74820 an affordable place to rent?

ZIP 74820 is considered very affordable for renters. At $1,102/mo, rent takes approximately 21% of the local median household income ($62,357/yr). The standard benchmark is 30%. ZIP 74820 falls comfortably within that range.

What percentage of ZIP 74820 residents rent vs. own?

According to Census data, approximately 36.8% of ZIP 74820 households are renters, while 63.2% are owner-occupied. ZIP 74820 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 74820 compare to the rest of Ada?

ZIP 74820 is more affordable than Ada overall. At $1,102/mo, it's $15 below the Ada citywide median of $1,117/mo.

When was rent data for ZIP 74820 last updated?

Rent data for ZIP 74820 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
21%
VERY AFFORDABLE

At $1,102/mo, rent takes ~21% of ZIP 74820's median household income ($62,357/yr). The standard benchmark is 30%.

ZIP 74820 21%Benchmark 30%
State income tax0.25–4.75%
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Schools nearby

Public schools near ZIP 74820 (Ada, OK)

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