ZIP 75070
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12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 75070 usually run 1.2% below trend in January and 1.3% above it in July, about $41 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 75070 is 8.9% below its high of $1,803 in August 2022, at $1,643 as of September 2026.
Rent in ZIP 75070 changed -2.4% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 75070 rose 28.7% while median household income rose 9.5% ($102,650 to $112,352). Rent outpaced income.
Rent in ZIP 75070 is 19.5% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has fallen 9 months in a row, and rose in 1 of the last 12 months.
30% of the median household income ($112,352) is $2,809 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,230); a 3-bedroom is $2,810.
2nd cheapest of 4 ZIP codes in McKinney.
From Zillow's monthly rent index (ZORI) for ZIP 75070. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 75070 (McKinney, TX) is roughly split between renters and owners, has a large share of families with children, has a median income above the national average, 59.9% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 75070 in McKinney, TX has changed in 5 years
The median rent in ZIP 75070 in McKinney, TX stood at $1,450 in 2021 and currently runs about $1,643, reflecting a 13.3% increase over the period. Local incomes tracked alongside that move, going from a median of $94,510 in 2021 to $112,352 more recently. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 17.7% since 2021, moving from about 54,444 residents to roughly 64,078. Renters now make up 47.3% of households, compared with 44.2% five years ago. College-educated residents now make up 59.9% of adults here, versus 57% in 2021. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 75070 in McKinney, TX market of 2021.
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Tips for renters in ZIP 75070
Last updated: October 17, 2026
ZIP code 75070 covers McKinney, TX. The median rent here is $1,643/mo as of October 2026. A 1-bedroom rents for a median of $1,299/mo. A 2-bedroom rents for a median of $1,525/mo.
At 18% of local median household income ($112,352/yr), ZIP 75070 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 2.4% over the past year.
Frequently asked questions
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How does ZIP 75070 compare to other ZIPs in Texas?
How does ZIP 75070 compare to the rest of McKinney?
At $1,643/mo, rent takes ~18% of ZIP 75070's median household income ($112,352/yr). The standard benchmark is 30%.
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