ZIP Code · TX

ZIP 78605

Part of Bertram, TX

Pop. 7,573·Burnet County·195th most expensive ZIP in Texas

Median rent (all units)

$1,760/mo

Year-over-Year

-1.7%

Month-over-Month

-1.7%

vs US Median

-$172

Reported rents

Falling (Monthly)

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Most AffordableMost Expensive

ZIP 78605 · $1,760

More expensive than 51% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,400

1 BR

$1,490

2 BR

$1,760

3 BR

$2,240

4 BR+

$2,600

Research median

$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: April 19, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($83,542) is $2,089 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,760); a 3-bedroom is $2,240.

From Zillow's monthly rent index (ZORI) for ZIP 78605. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$21,120/yr

At $1,760/mo median

Location

CityBertram

StateTX

CountyBurnet County

Rent Market Meter

Renter's Market

Renter's MarketBalancedLandlord's Market

Rents are softening (down 1.7% YoY), so renters have negotiating leverage.

Based on rent-price momentum (-1.7% YoY, -1.7% MoM), not inventory.

Demographics

Who lives here

ZIP 78605 (Bertram, TX) is majority owner-occupied, 16.2% of residents hold a bachelor's degree or higher.

Population

7,573

Median income

$83,542

Median age

40.1

Renters

13.9%

Age distribution

22.1%

19.4%

28.9%

13.6%

16%

Under 1822.1%

18–3419.4%

35–5428.9%

55–6413.6%

65+16%

Gender

50.2%

49.8%

Male50.2%

Female49.8%

Race & ethnicity

68%

28.9%

White68%

Black0.6%

Hispanic28.9%

Other2.3%

Education (25+)

19.7%

29.8%

34.3%

16.2%

No HS diploma19.7%

HS diploma29.8%

Some college34.3%

Bachelor's+16.2%

Housing tenure

86.1%

13.9%

Owner86.1%

Renter13.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78605 in Bertram, TX has changed in 5 years

Income

$79,265 → $83,542

up 5.4%

Population

6,955 → 7,573

up 8.9%

Renter share

9.2% → 13.9%

+4.7 pts

Bachelor's+

19.8% → 16.2%

-3.6 pts

Median age

39.4 → 40.1

+0.7 yrs

On the earnings side, the typical household in ZIP 78605 in Bertram, TX now reports about $83,542, up from $79,265 in 2021. Headcount in the area went from 6,955 to 7,573 between 2021 and 2024, a 8.9% change. About 13.9% of households rent today, against 9.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 19.8% to 16.2%.

Community

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Local insights

Tips for renters in ZIP 78605

About renting in ZIP 78605

Last updated: April 19, 2026

ZIP code 78605 covers Bertram, TX. The median rent here is $1,760/mo as of April 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.

At 25% of local median household income ($83,542/yr), ZIP 78605 ranks as affordable compared to the national benchmark of 30%. Rents have decreased 1.7% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78605?

To keep rent at or below 30% of gross income, you would need to earn at least $70,000/year (about $34/hour full-time) to afford the median rent of $1,760/mo in ZIP 78605. The local median household income is $83,542/yr, so the typical household meets that bar.