ZIP 78628
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12-month history
Last updated: October 17, 2026
What the numbers show
February. Asking rents in ZIP 78628 usually run 1.1% below trend in February and 1.6% above it in July, about $45 a month apart at today's median. Based on 8 years of data.
Rent in ZIP 78628 is 2.8% below its high of $1,728 in March 2023, at $1,680 as of September 2026.
Rent in ZIP 78628 changed +2.8% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.
From 2019 to 2024, rent in ZIP 78628 rose 26.8% while median household income rose 31.9% ($95,238 to $125,635). Income kept ahead of rent.
Rent in ZIP 78628 is 21.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 8 months in a row, and rose in 8 of the last 12 months.
30% of the median household income ($125,635) is $3,141 a month. That covers HUD's Fair Market Rent for up to a 4-bedroom ($2,600).
2nd cheapest of 3 ZIP codes in Georgetown.
From Zillow's monthly rent index (ZORI) for ZIP 78628. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 78628 (Georgetown, TX) is majority owner-occupied, has a median income above the national average, 55% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 78628 in Georgetown, TX has changed in 5 years
Since 2021, the typical rent in ZIP 78628 in Georgetown, TX has climbed from $1,435 to $1,680, a 17.1% change over five years. Median household income rose from $102,782 to $125,635 between 2021 and 2024, a 22.2% shift. On paper, paychecks moved up faster than rent, which softens the affordability squeeze versus the 2021 baseline. The population has grown by 29.0% since 2021, moving from about 39,391 residents to roughly 50,822. College-educated residents now make up 55% of adults here, versus 50.9% in 2021. Taken together, the five-year picture in ZIP 78628 in Georgetown, TX reflects how housing costs and the people paying them have evolved through a stretch that included a pandemic, a hot rental market, and a recent cooling phase.
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Tips for renters in ZIP 78628
Last updated: October 17, 2026
ZIP code 78628 covers Georgetown, TX. The median rent here is $1,680/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,760/mo.
At 16% of local median household income ($125,635/yr), ZIP 78628 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.8% over the past year.
Frequently asked questions
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How does ZIP 78628 compare to the rest of Georgetown?
At $1,680/mo, rent takes ~16% of ZIP 78628's median household income ($125,635/yr). The standard benchmark is 30%.
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