ZIP Code · TX

ZIP 78666

Pop. 88,583·Hays County·473rd most expensive ZIP in Texas
Median rent (all units)
$1,418/mo
Year-over-Year
+0.8%
Month-over-Month
+0.6%
vs US Median
-$514
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 78666 · $1,418
More affordable than 79% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,170
1 BR
$1,250
2 BR
$1,480
3 BR
$1,880
4 BR+
$2,200
Research median
$1,480/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

December. Asking rents in ZIP 78666 usually run 1.4% below trend in December and 1.8% above it in July, about $45 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 78666 is 6.6% below its high of $1,519 in March 2024, at $1,418 as of September 2026.

Past year vs. the rest of Texas

Rent in ZIP 78666 changed +0.8% over the year to September 2026. Across the 629 Texas ZIP codes Zillow tracks, the typical change was +1.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 78666 rose 26.6% while median household income rose 24% ($44,159 to $54,737). Rent outpaced income.

Since before the pandemic

Rent in ZIP 78666 is 17.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent has risen 2 months in a row, and rose in 5 of the last 12 months.

What a typical income covers

30% of the median household income ($54,737) is $1,368 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,250); a 2-bedroom is $1,480.

From Zillow's monthly rent index (ZORI) for ZIP 78666. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$17,016/yr
At $1,418/mo median
Location
StateTX
CountyHays County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (0.8% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+0.8% YoY, +0.6% MoM), not inventory.
Demographics

Who lives here

ZIP 78666 (San Marcos, TX) is majority renter-occupied, skews toward younger working-age adults, has a median income below the national average, 35.7% of residents hold a bachelor's degree or higher.

Population
88,583
Median income
$54,737
Median age
26.9
Renters
61.9%
Age distribution
14.2%
47.4%
18.4%
Under 1814.2%
18–3447.4%
35–5418.4%
55–648%
65+12%
Gender
47.8%
52.2%
Male47.8%
Female52.2%
Race & ethnicity
57.5%
44.3%
White57.5%
Black5.2%
Hispanic44.3%
Asian1.8%
Education (25+)
23.5%
30.4%
35.7%
No HS diploma10.5%
HS diploma23.5%
Some college30.4%
Bachelor's+35.7%
Housing tenure
38.1%
61.9%
Owner38.1%
Renter61.9%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 78666 in San Marcos, TX has changed in 5 years

Rent
$1,240 → $1,418
up 14.4%
Income
$44,914 → $54,737
up 21.9%
Population
83,858 → 88,583
up 5.6%
Renter share
64.6% → 61.9%
-2.7 pts
Bachelor's+
32% → 35.7%
+3.7 pts
Median age
26.3 → 26.9
+0.6 yrs

Compared with 2021, rent in ZIP 78666 in San Marcos, TX has climbed by $178 per month, settling near $1,418 after starting the period at $1,240. On the earnings side, the typical household in ZIP 78666 in San Marcos, TX now reports about $54,737, up from $44,914 in 2021. Income growth outran rent by about 7.5 percentage points, easing the affordability math somewhat compared with 2021. Headcount in the area went from 83,858 to 88,583 between 2021 and 2024, a 5.6% change. About 61.9% of households rent today, against 64.6% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 32% to 35.7%. For context, the 2021 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 78666 in San Marcos, TX reflects that arc in its own way.

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About renting in ZIP 78666

Last updated: October 17, 2026

ZIP code 78666 covers San Marcos, TX. The median rent here is $1,418/mo as of October 2026. A 1-bedroom rents for a median of $1,250/mo. A 2-bedroom rents for a median of $1,480/mo.

At 31% of local median household income ($54,737/yr), ZIP 78666 ranks as moderate compared to the national benchmark of 30%. Rents have increased 0.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 78666?

To keep rent at or below 30% of gross income, you would need to earn at least $57,000/year (about $27/hour full-time) to afford the median rent of $1,418/mo in ZIP 78666. The local median household income is $54,737/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 78666?

Rent in ZIP 78666 has risen 0.8% over the past year as of September 2026. It sits 6.6% below its high of $1,519 in March 2024.

When is the cheapest time to rent in ZIP 78666?

Asking rents in ZIP 78666 are usually lowest in December, about 1.4% below their yearly trend, and highest in July, about 1.8% above it. At today's median that is a gap of roughly $45 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 78666?

Yes. From 2019 to 2024, rent in ZIP 78666 rose 26.6% while median household income rose 24%, from $44,159 to $54,737. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 78666 compare to other ZIPs in Texas?

ZIP 78666 is one of the more affordable among Texas ZIP codes for rent, ranking #473 of 693 at $1,418/mo. Over the year to September 2026, rent in ZIP 78666 changed +0.8%, against a typical +1.2% across the 629 Texas ZIP codes Zillow tracks.

How does ZIP 78666 compare to the rest of San Marcos?

At $1,418/mo, ZIP 78666 is $15 below the San Marcos citywide median of $1,433/mo.
Income Affordability
31%
MODERATE

At $1,418/mo, rent takes ~31% of ZIP 78666's median household income ($54,737/yr). The standard benchmark is 30%.

ZIP 78666 31%Benchmark 30%
State income taxNone
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Schools nearby

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