ZIP Code · CA

ZIP 92065

Part of Ramona, CA

Pop. 36,752·San Diego County·559th most expensive ZIP in California

Median rent (all units)

$2,631/mo

Year-over-Year

+3.9%

Month-over-Month

Stable

vs US Median

+$683

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 92065 · $2,631

More expensive than 82% of US ZIP codes · National median $1,948/mo

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Medians by bedroom

Rent by unit size

Studio

$2,120

1 BR

$2,280

2 BR

$2,780

3 BR

$3,700

4 BR+

$4,490

Research median

$2,780/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 92065 is 0.1% below its high of $2,633 in July 2026, at $2,631 as of August 2026.

Past year vs. the rest of California

Rent in ZIP 92065 changed +3.9% over the year to August 2026. Across the 818 California ZIP codes Zillow tracks, the typical change was +2.9%.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($125,285) is $3,132 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,780); a 3-bedroom is $3,700.

From Zillow's monthly rent index (ZORI) for ZIP 92065. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$31,572/yr

At $2,631/mo median

Location

CityRamona

StateCA

CountySan Diego County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (3.9% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+3.9% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 92065 (Ramona, CA) is majority owner-occupied, has a median income above the national average, 29.3% of residents hold a bachelor's degree or higher.

Population

36,752

Median income

$125,285

Median age

41.4

Renters

21.6%

Age distribution

22.6%

18.9%

26.3%

15.3%

16.9%

Under 1822.6%

18–3418.9%

35–5426.3%

55–6415.3%

65+16.9%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

65.8%

32%

White65.8%

Black0.7%

Hispanic32%

Asian1.9%

Education (25+)

12.7%

23.9%

34.1%

29.3%

No HS diploma12.7%

HS diploma23.9%

Some college34.1%

Bachelor's+29.3%

Housing tenure

78.4%

21.6%

Owner78.4%

Renter21.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 92065 in Ramona, CA has changed in 5 years

Income

$103,743 → $125,285

up 20.8%

Population

36,838 → 36,752

down 0.2%

Renter share

26.3% → 21.6%

-4.7 pts

Bachelor's+

26.9% → 29.3%

+2.4 pts

Median age

40.5 → 41.4

+0.9 yrs

Household income in the area moved from $103,743 to $125,285 across the same window, up 20.8% versus 2021. The renter share has eased from 26.3% to 21.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 26.9% to 29.3% across the same window.

Community

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Local insights

Tips for renters in ZIP 92065

About renting in ZIP 92065

Last updated: September 25, 2026

ZIP code 92065 covers Ramona, CA. The median rent here is $2,631/mo as of September 2026. A 1-bedroom rents for a median of $2,280/mo. A 2-bedroom rents for a median of $2,780/mo.

At 25% of local median household income ($125,285/yr), ZIP 92065 ranks as affordable compared to the national benchmark of 30%. Rents have increased 3.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 92065?

To keep rent at or below 30% of gross income, you would need to earn at least $105,000/year (about $50/hour full-time) to afford the median rent of $2,631/mo in ZIP 92065. The local median household income is $125,285/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 92065?

Rent in ZIP 92065 has risen 3.9% over the past year as of August 2026. It sits 0.1% below its high of $2,633 in July 2026.

How does ZIP 92065 compare to other ZIPs in California?

ZIP 92065 is in the middle among California ZIP codes for rent, ranking #559 of 906 at $2,631/mo. Over the year to August 2026, rent in ZIP 92065 changed +3.9%, against a typical +2.9% across the 818 California ZIP codes Zillow tracks.