ZIP Code · CA

ZIP 93635

Part of Los Banos, CA

Pop. 50,149·Merced County·685th most expensive ZIP in California

Median rent (all units)

$2,354/mo

Year-over-Year

+2.0%

Month-over-Month

-0.1%

vs US Median

+$422

Reported rents

Stable (Monthly)

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Most AffordableMost Expensive

ZIP 93635 · $2,354

More expensive than 76% of US ZIP codes · National median $1,932/mo

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Medians by bedroom

Rent by unit size

Studio

$1,310

1 BR

$1,420

2 BR

$1,760

3 BR

$2,420

4 BR+

$2,930

Research median

$1,760/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 93635 is 1.5% below its high of $2,390 in March 2026, at $2,354 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 93635 changed +2.0% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has fallen 2 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($67,129) is $1,678 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($1,420); a 2-bedroom is $1,760.

From Zillow's monthly rent index (ZORI) for ZIP 93635. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$28,248/yr

At $2,354/mo median

Location

CityLos Banos

StateCA

CountyMerced County

Rent Market Meter

Balanced Market

Renter's MarketBalancedLandlord's Market

Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.

Based on rent-price momentum (+2.0% YoY, -0.1% MoM), not inventory.

Demographics

Who lives here

ZIP 93635 (Los Banos, CA) is majority owner-occupied, has a large share of families with children, 12.5% of residents hold a bachelor's degree or higher.

Population

50,149

Median income

$67,129

Median age

30.8

Renters

41.3%

Age distribution

30.6%

24.9%

23.6%

Under 1830.6%

18–3424.9%

35–5423.6%

55–649.6%

65+11.2%

Gender

49.7%

50.3%

Male49.7%

Female50.3%

Race & ethnicity

30.4%

72.5%

White30.4%

Black1.3%

Hispanic72.5%

Asian2.7%

Education (25+)

28.4%

34.7%

24.3%

12.5%

No HS diploma28.4%

HS diploma34.7%

Some college24.3%

Bachelor's+12.5%

Housing tenure

58.7%

41.3%

Owner58.7%

Renter41.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2023 vs 2026

How ZIP 93635 in Los Banos, CA has changed in 5 years

Rent

$2,080 → $2,354

up 13.2%

Income

$68,770 → $67,129

down 2.4%

Population

46,606 → 50,149

up 7.6%

Renter share

45% → 41.3%

-3.7 pts

Bachelor's+

11% → 12.5%

+1.5 pts

Median age

29.1 → 30.8

+1.7 yrs

Across the past five years, the going rent in ZIP 93635 in Los Banos, CA has shifted from $2,080 to $2,354, up 13.2% since 2023. On the earnings side, the typical household in ZIP 93635 in Los Banos, CA now reports about $67,129, up from $68,770 in 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 93635 in Los Banos, CA adding about 3,543 residents over the five-year window, up 7.6% on net. The renter share has eased from 45% to 41.3%, with owner-occupied housing accounting for the remainder. For context, the 2023 to 2026 window covers an unusually volatile run for US rents nationally, and ZIP 93635 in Los Banos, CA reflects that arc in its own way.

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About renting in ZIP 93635

Last updated: October 17, 2026

ZIP code 93635 covers Los Banos, CA. The median rent here is $2,354/mo as of October 2026. A 1-bedroom rents for a median of $1,420/mo. A 2-bedroom rents for a median of $1,760/mo.

At 42% of local median household income ($67,129/yr), ZIP 93635 ranks as moderate compared to the national benchmark of 30%. Rents have increased 2.0% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 93635?

To keep rent at or below 30% of gross income, you would need to earn at least $94,000/year (about $45/hour full-time) to afford the median rent of $2,354/mo in ZIP 93635. The local median household income is $67,129/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 93635?

Rent in ZIP 93635 has risen 2.0% over the past year as of September 2026. It sits 1.5% below its high of $2,390 in March 2026.

How does ZIP 93635 compare to other ZIPs in California?

ZIP 93635 is one of the more affordable among California ZIP codes for rent, ranking #685 of 898 at $2,354/mo. Over the year to September 2026, rent in ZIP 93635 changed +2.0%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.