ZIP Code · CA

ZIP 94110

Pop. 66,865·San Francisco County·46th most expensive ZIP in California
Median rent (all units)
$4,590/mo
Year-over-Year
+25.9%
Month-over-Month
+3.1%
vs US Median
+$2,642
Reported rents
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 94110 · $4,590
More expensive than 99% of US ZIP codes · National median $1,948/mo
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Medians by bedroom

Rent by unit size

Studio
$2,120
1 BR
$2,540
2 BR
$3,080
3 BR
$3,930
4 BR+
$4,080
Research median
$3,080/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: September 25, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 94110 usually run 1% below trend in February and 1.4% above it in August, about $110 a month apart at today's median. Based on 10 years of data.

Compared with the peak

Rent in ZIP 94110 is at its highest level since Zillow's records here began in May 2016.

Past year vs. the rest of California

Rent in ZIP 94110 changed +25.9% over the year to August 2026. Across the 818 California ZIP codes Zillow tracks, the typical change was +2.9%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 94110 rose -2.8% while median household income rose 17.7% ($134,592 to $158,351). Income kept ahead of rent.

Since before the pandemic

Rent in ZIP 94110 is 29.4% higher than in March 2020. Across the US, rent is up 36.8% over the same stretch.

Recent direction

Rent has risen 13 months in a row, and rose in 12 of the last 12 months.

What a typical income covers

30% of the median household income ($158,351) is $3,959 a month. That covers HUD's Fair Market Rent for up to a 3-bedroom ($3,930); a 4-bedroom is $4,080.

Rank in San Francisco

12th cheapest of 22 ZIP codes in San Francisco.

Cheaper nearby

ZIP 94102, 2 miles away, rents for 18% less ($3,778/mo), about $9,700 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 94110. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$55,080/yr
At $4,590/mo median
Location
StateCA
CountySan Francisco County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 25.9% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+25.9% YoY, +3.1% MoM), not inventory.
Demographics

Who lives here

ZIP 94110 (San Francisco, CA) is majority renter-occupied, has a median income above the national average, 61.7% of residents hold a bachelor's degree or higher.

Population
66,865
Median income
$158,351
Median age
39.3
Renters
58.2%
Age distribution
15.3%
24.6%
35.8%
13.5%
Under 1815.3%
18–3424.6%
35–5435.8%
55–6410.9%
65+13.5%
Gender
52.8%
47.2%
Male52.8%
Female47.2%
Race & ethnicity
44.9%
31.1%
14.8%
White44.9%
Black3.9%
Hispanic31.1%
Asian14.8%
Other5.3%
Education (25+)
15.2%
61.7%
No HS diploma11.8%
HS diploma11.3%
Some college15.2%
Bachelor's+61.7%
Housing tenure
41.8%
58.2%
Owner41.8%
Renter58.2%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94110 in San Francisco, CA has changed in 5 years

Rent
$3,043 → $4,590
up 50.8%
Income
$143,938 → $158,351
up 10.0%
Population
70,859 → 66,865
down 5.6%
Renter share
61.7% → 58.2%
-3.5 pts
Bachelor's+
60.2% → 61.7%
+1.5 pts
Median age
38.3 → 39.3
+1.0 yrs

Across the past five years, the going rent in ZIP 94110 in San Francisco, CA has shifted from $3,043 to $4,590, up 50.8% since 2021. Local incomes tracked alongside that move, going from a median of $143,938 in 2021 to $158,351 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94110 in San Francisco, CA losing about 3,994 residents over the five-year window, down 5.6% on net. The renter share has eased from 61.7% to 58.2%, with owner-occupied housing accounting for the remainder. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 94110 in San Francisco, CA market of 2021.

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Local insights

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About renting in ZIP 94110

Last updated: September 25, 2026

ZIP code 94110 covers San Francisco, CA. The median rent here is $4,590/mo as of September 2026. A 1-bedroom rents for a median of $2,540/mo. A 2-bedroom rents for a median of $3,080/mo.

At 35% of local median household income ($158,351/yr), ZIP 94110 ranks as moderate compared to the national benchmark of 30%. Rents have increased 25.9% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 94110?

To keep rent at or below 30% of gross income, you would need to earn at least $184,000/year (about $88/hour full-time) to afford the median rent of $4,590/mo in ZIP 94110. The local median household income is $158,351/yr, so the typical household falls short of that bar.

Is rent going up or down in ZIP 94110?

Rent in ZIP 94110 has risen 25.9% over the past year as of August 2026. That is the highest level since Zillow's records here began in May 2016.

When is the cheapest time to rent in ZIP 94110?

Asking rents in ZIP 94110 are usually lowest in February, about 1% below their yearly trend, and highest in August, about 1.4% above it. At today's median that is a gap of roughly $110 a month. This pattern comes from 10 years of Zillow rent data.

Has rent outpaced income in ZIP 94110?

No. From 2019 to 2024, rent in ZIP 94110 rose -2.8% while median household income rose 17.7%, from $134,592 to $158,351. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 94110 compare to other ZIPs in California?

ZIP 94110 is one of the pricier among California ZIP codes for rent, ranking #46 of 906 at $4,590/mo. Over the year to August 2026, rent in ZIP 94110 changed +25.9%, against a typical +2.9% across the 818 California ZIP codes Zillow tracks.

How does ZIP 94110 compare to the rest of San Francisco?

At $4,590/mo, ZIP 94110 is $92 below the San Francisco citywide median of $4,682/mo. It is the 12th cheapest of 22 ZIP codes in San Francisco.
Income Affordability
35%
MODERATE

At $4,590/mo, rent takes ~35% of ZIP 94110's median household income ($158,351/yr). The standard benchmark is 30%.

ZIP 94110 35%Benchmark 30%
State income tax1–13.3%
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