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ZIP Code · CA

ZIP 94103

Pop. 34,964·San Francisco County·87th most expensive ZIP in California
Median rent (all units)
$4,060/mo
Year-over-Year
+16.9%
Month-over-Month
+0.3%
vs US Median
+$2,109
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 94103 · $4,060
More expensive than 97% of US ZIP codes · National median $1,951/mo
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Medians by bedroom

Rent by unit size

Studio
$2,430
1 BR
$2,910
2 BR
$3,520
3 BR
$4,500
4 BR+
$4,660
Research median
$3,520/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: June 22, 2026

Annual cost
$48,720/yr
At $4,060/mo median
Location
StateCA
CountySan Francisco County
Demographics

Who lives here

ZIP 94103 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 54.2% of residents hold a bachelor's degree or higher.

Population
34,964
Median income
$116,438
Median age
37.6
Renters
80.3%
Age distribution
35.4%
31.2%
13.1%
Under 188.6%
18–3435.4%
35–5431.2%
55–6411.7%
65+13.1%
Gender
60.3%
39.7%
Male60.3%
Female39.7%
Race & ethnicity
32.3%
20.4%
34%
White32.3%
Black9.5%
Hispanic20.4%
Asian34%
Other3.8%
Education (25+)
12.4%
14.9%
18.6%
54.2%
No HS diploma12.4%
HS diploma14.9%
Some college18.6%
Bachelor's+54.2%
Housing tenure
19.7%
80.3%
Owner19.7%
Renter80.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94103 in San Francisco, CA has changed in 5 years

Rent
$3,011 → $4,060
up 34.8%
Income
$93,143 → $116,438
up 25.0%
Population
32,430 → 34,964
up 7.8%
Renter share
81.6% → 80.3%
-1.3 pts
Bachelor's+
56.2% → 54.2%
-2.0 pts
Median age
36.4 → 37.6
+1.2 yrs

Rent in ZIP 94103 in San Francisco, CA has increased 34.8% since 2021, going from about $3,011 per month to roughly $4,060 today. Local incomes tracked alongside that move, going from a median of $93,143 in 2021 to $116,438 more recently. Rent outpaced income growth by roughly 9.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 32,430 to 34,964 between 2021 and 2024, a 7.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 56.2% to 54.2%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 94103 in San Francisco, CA market of 2021.

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About renting in ZIP 94103

Last updated: June 22, 2026

ZIP code 94103 covers San Francisco, CA. The median rent here is $4,060/mo as of June 2026. A 1-bedroom rents for a median of $2,910/mo. A 2-bedroom rents for a median of $3,520/mo.

At 42% of local median household income ($116,438/yr), ZIP 94103 ranks as moderate compared to the national benchmark of 30%. Rents have increased 16.9% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94103?

As of June 22, 2026, the median monthly rent in ZIP 94103 (San Francisco, CA) is $4,060. This is based on aggregated data from public sources and community submissions.

How does ZIP 94103 rent compare to the US average?

ZIP 94103's median rent of $4,060/mo is $2,109 (108%) above the US national median of $1,951/mo.

How does ZIP 94103 compare to other ZIPs in California?

ZIP 94103 is one of the pricier ZIP codes in California, ranking #87 out of 898 ZIPs tracked at $4,060/mo.

How much income do you need to rent in ZIP 94103?

To keep rent at or below 30% of gross income, you would need to earn at least $162,000/year (~$78/hour full-time) to afford the median rent of $4,060/mo in ZIP 94103. The local median household income is $116,438/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94103?

Rent in ZIP 94103 has increased 16.9% over the past year as of June 22, 2026, putting upward pressure on renter budgets.

Is ZIP 94103 an affordable place to rent?

ZIP 94103 is considered stretched for renters. At $4,060/mo, rent takes approximately 42% of the local median household income ($116,438/yr). The standard benchmark is 30%. ZIP 94103 significantly exceeds that threshold, making it challenging for many renters.

What percentage of ZIP 94103 residents rent vs. own?

According to Census data, approximately 80.3% of ZIP 94103 households are renters, while 19.7% are owner-occupied. With a majority renter population, ZIP 94103 has a strong rental market.

How does ZIP 94103 compare to the rest of San Francisco?

ZIP 94103 is more affordable than San Francisco overall. At $4,060/mo, it's $193 below the San Francisco citywide median of $4,253/mo.

When was rent data for ZIP 94103 last updated?

Rent data for ZIP 94103 reflects June 22, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
42%
STRETCHED

At $4,060/mo, rent takes ~42% of ZIP 94103's median household income ($116,438/yr). The standard benchmark is 30%.

ZIP 94103 42%Benchmark 30%
State income tax1–13.3%
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