ZIP 94103
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12-month history
Last updated: September 25, 2026
What the numbers show
January. Asking rents in ZIP 94103 usually run 2% below trend in January and 1.8% above it in July, about $169 a month apart at today's median. Based on 10 years of data.
Rent in ZIP 94103 is at its highest level since Zillow's records here began in September 2016.
Rent in ZIP 94103 changed +28.9% over the year to August 2026. Across the 818 California ZIP codes Zillow tracks, the typical change was +2.9%.
From 2019 to 2024, rent in ZIP 94103 rose -14.3% while median household income rose 53.7% ($75,764 to $116,438). Income kept ahead of rent.
Rent in ZIP 94103 is 22.9% higher than in March 2020. Across the US, rent is up 36.8% over the same stretch.
Rent has risen 17 months in a row, and rose in 12 of the last 12 months.
30% of the median household income ($116,438) is $2,911 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,910); a 2-bedroom is $3,520.
10th cheapest of 22 ZIP codes in San Francisco.
ZIP 94102, 1 mile away, rents for 15% less ($3,778/mo), about $8,000 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 94103. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 94103 (San Francisco, CA) is majority renter-occupied, skews toward younger working-age adults, has a median income above the national average, 54.2% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 94103 in San Francisco, CA has changed in 5 years
Rent in ZIP 94103 in San Francisco, CA has increased 54.8% since 2021, going from about $2,872 per month to roughly $4,446 today. Local incomes tracked alongside that move, going from a median of $93,143 in 2021 to $116,438 more recently. Rent outpaced income growth by roughly 29.8 percentage points, which means renters are spending a larger slice of each paycheck on housing than they did in 2021. Headcount in the area went from 32,430 to 34,964 between 2021 and 2024, a 7.8% change. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher slipped from 56.2% to 54.2%. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 94103 in San Francisco, CA market of 2021.
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Tips for renters in ZIP 94103
Last updated: September 25, 2026
ZIP code 94103 covers San Francisco, CA. The median rent here is $4,446/mo as of September 2026. A 1-bedroom rents for a median of $2,910/mo. A 2-bedroom rents for a median of $3,520/mo.
At 46% of local median household income ($116,438/yr), ZIP 94103 ranks as moderate compared to the national benchmark of 30%. Rents have increased 28.9% over the past year.
Frequently asked questions
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How does ZIP 94103 compare to the rest of San Francisco?
At $4,446/mo, rent takes ~46% of ZIP 94103's median household income ($116,438/yr). The standard benchmark is 30%.
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