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ZIP Code · CA

ZIP 94131

Pop. 28,504·San Francisco County·48th most expensive ZIP in California
Median rent (all units)
$4,584/mo
Year-over-Year
+22.4%
Month-over-Month
+5.7%
vs US Median
+$2,619
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 94131 · $4,584
More expensive than 99% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,720
1 BR
$3,260
2 BR
$3,950
3 BR
$5,050
4 BR+
$5,230
Research median
$3,950/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$55,008/yr
At $4,584/mo median
Location
StateCA
CountySan Francisco County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 22.4% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+22.4% YoY, +5.7% MoM), not inventory.
Demographics

Who lives here

ZIP 94131 (San Francisco, CA) is roughly split between renters and owners, has a median income above the national average, 76.6% of residents hold a bachelor's degree or higher.

Population
28,504
Median income
$199,211
Median age
39.9
Renters
46%
Age distribution
16.2%
21.6%
32.1%
13.1%
16.9%
Under 1816.2%
18–3421.6%
35–5432.1%
55–6413.1%
65+16.9%
Gender
51.2%
48.8%
Male51.2%
Female48.8%
Race & ethnicity
54.5%
13.8%
23%
White54.5%
Black3.6%
Hispanic13.8%
Asian23%
Other5.1%
Education (25+)
14.5%
76.6%
No HS diploma2.8%
HS diploma6.1%
Some college14.5%
Bachelor's+76.6%
Housing tenure
54%
46%
Owner54%
Renter46%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94131 in San Francisco, CA has changed in 5 years

Rent
$3,094 → $4,584
up 48.2%
Income
$181,329 → $199,211
up 9.9%
Population
29,437 → 28,504
down 3.2%
Renter share
45.9% → 46%
+0.1 pts
Bachelor's+
78.6% → 76.6%
-2.0 pts
Median age
41 → 39.9
-1.1 yrs

Five years ago, renters in ZIP 94131 in San Francisco, CA paid around $3,094 a month. That figure now sits near $4,584, up 48.2% from the 2021 baseline. Household income in the area moved from $181,329 to $199,211 across the same window, up 9.9% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 94131 in San Francisco, CA losing about 933 residents over the five-year window, down 3.2% on net. Bachelor's-degree-or-higher attainment moved from 78.6% to 76.6% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 94131 in San Francisco, CA look reasonable against where the market sat half a decade ago.

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Local insights

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About renting in ZIP 94131

Last updated: July 20, 2026

ZIP code 94131 covers San Francisco, CA. The median rent here is $4,584/mo as of July 2026. A 1-bedroom rents for a median of $3,260/mo. A 2-bedroom rents for a median of $3,950/mo.

At 28% of local median household income ($199,211/yr), ZIP 94131 ranks as affordable compared to the national benchmark of 30%. Rents have increased 22.4% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94131?

As of July 20, 2026, the median monthly rent in ZIP 94131 (San Francisco, CA) is $4,584. This is based on aggregated data from public sources and community submissions.

How does ZIP 94131 rent compare to the US average?

ZIP 94131's median rent of $4,584/mo is $2,619 (133%) above the US national median of $1,965/mo.

How does ZIP 94131 compare to other ZIPs in California?

ZIP 94131 is one of the pricier ZIP codes in California, ranking #48 out of 907 ZIPs tracked at $4,584/mo.

How much income do you need to rent in ZIP 94131?

To keep rent at or below 30% of gross income, you would need to earn at least $183,000/year (~$88/hour full-time) to afford the median rent of $4,584/mo in ZIP 94131. The local median household income is $199,211/yr, meaning the typical household meets that threshold.

Is rent going up or down in ZIP 94131?

Rent in ZIP 94131 has increased 22.4% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 94131 an affordable place to rent?

ZIP 94131 is considered affordable for renters. At $4,584/mo, rent takes approximately 28% of the local median household income ($199,211/yr). The standard benchmark is 30%. ZIP 94131 falls comfortably within that range.

What percentage of ZIP 94131 residents rent vs. own?

According to Census data, approximately 46% of ZIP 94131 households are renters, while 54% are owner-occupied. ZIP 94131 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 94131 compare to the rest of San Francisco?

ZIP 94131 is pricier than San Francisco as a whole. At $4,584/mo, it's $183 above the San Francisco citywide median of $4,401/mo.

When was rent data for ZIP 94131 last updated?

Rent data for ZIP 94131 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
28%
AFFORDABLE

At $4,584/mo, rent takes ~28% of ZIP 94131's median household income ($199,211/yr). The standard benchmark is 30%.

ZIP 94131 28%Benchmark 30%
State income tax1–13.3%
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