ZIP Code · CA

ZIP 94132

Part of San Francisco, CA

Pop. 26,859·San Francisco County·253rd most expensive ZIP in California

Median rent (all units)

$3,276/mo

Year-over-Year

Stable

Month-over-Month

+1.5%

vs US Median

+$1,344

Reported rents

Rising (Monthly)

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Most AffordableMost Expensive

ZIP 94132 · $3,276

More expensive than 94% of US ZIP codes · National median $1,932/mo

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio

$2,070

1 BR

$2,510

2 BR

$3,000

3 BR

$3,830

4 BR+

$3,970

Research median

$3,000/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

What a typical income covers

30% of the median household income ($112,292) is $2,807 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,510); a 2-bedroom is $3,000.

Rank in San Francisco

1st cheapest of 22 ZIP codes in San Francisco.

From Zillow's monthly rent index (ZORI) for ZIP 94132. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost

$39,312/yr

At $3,276/mo median

Location

CitySan Francisco

StateCA

CountySan Francisco County

Rent Market Meter

Landlord's Market

Renter's MarketBalancedLandlord's Market

Rents are climbing (0.0% YoY), so leverage tilts toward landlords. Act sooner rather than later.

Based on rent-price momentum (+0.0% YoY, +1.5% MoM), not inventory.

Demographics

Who lives here

ZIP 94132 (San Francisco, CA) is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 58% of residents hold a bachelor's degree or higher.

Population

26,859

Median income

$112,292

Median age

40.6

Renters

52.1%

Age distribution

14.4%

27.2%

25.2%

12.5%

20.6%

Under 1814.4%

18–3427.2%

35–5425.2%

55–6412.5%

65+20.6%

Gender

50.7%

49.3%

Male50.7%

Female49.3%

Race & ethnicity

25.9%

17.2%

46.5%

White25.9%

Black6.8%

Hispanic17.2%

Asian46.5%

Other3.5%

Education (25+)

22.6%

58%

No HS diploma8.2%

HS diploma11.3%

Some college22.6%

Bachelor's+58%

Housing tenure

47.9%

52.1%

Owner47.9%

Renter52.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94132 in San Francisco, CA has changed in 5 years

Income

$93,995 → $112,292

up 19.5%

Population

29,707 → 26,859

down 9.6%

Renter share

54.2% → 52.1%

-2.1 pts

Bachelor's+

54.8% → 58%

+3.2 pts

Median age

36.5 → 40.6

+4.1 yrs

On the earnings side, the typical household in ZIP 94132 in San Francisco, CA now reports about $112,292, up from $93,995 in 2021. Headcount in the area went from 29,707 to 26,859 between 2021 and 2024, a 9.6% change. About 52.1% of households rent today, against 54.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54.8% to 58%.

Community

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Local insights

Tips for renters in ZIP 94132

About renting in ZIP 94132

Last updated: October 17, 2026

ZIP code 94132 covers San Francisco, CA. The median rent here is $3,276/mo as of October 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $3,000/mo.

At 35% of local median household income ($112,292/yr), ZIP 94132 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 94132?

To keep rent at or below 30% of gross income, you would need to earn at least $131,000/year (about $63/hour full-time) to afford the median rent of $3,276/mo in ZIP 94132. The local median household income is $112,292/yr, so the typical household falls short of that bar.