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ZIP Code · CA

ZIP 94132

Pop. 26,859·San Francisco County·272nd most expensive ZIP in California
Median rent (all units)
$3,219/mo
Year-over-Year
Stable
Month-over-Month
-2.1%
vs US Median
+$1,254
Falling (Monthly)
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Most AffordableMost Expensive
ZIP 94132 · $3,219
More expensive than 93% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$2,070
1 BR
$2,510
2 BR
$3,000
3 BR
$3,830
4 BR+
$3,970
Research median
$3,000/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$38,628/yr
At $3,219/mo median
Location
StateCA
CountySan Francisco County
Rent Market Meter
Renter's Market
Renter's MarketBalancedLandlord's Market
Rents are softening (down 0.0% YoY), so renters have negotiating leverage.
Based on rent-price momentum (+0.0% YoY, -2.1% MoM), not inventory.
Demographics

Who lives here

ZIP 94132 (San Francisco, CA) is roughly split between renters and owners, has a large retiree population, has a median income above the national average, 58% of residents hold a bachelor's degree or higher.

Population
26,859
Median income
$112,292
Median age
40.6
Renters
52.1%
Age distribution
14.4%
27.2%
25.2%
12.5%
20.6%
Under 1814.4%
18–3427.2%
35–5425.2%
55–6412.5%
65+20.6%
Gender
50.7%
49.3%
Male50.7%
Female49.3%
Race & ethnicity
25.9%
17.2%
46.5%
White25.9%
Black6.8%
Hispanic17.2%
Asian46.5%
Other3.5%
Education (25+)
22.6%
58%
No HS diploma8.2%
HS diploma11.3%
Some college22.6%
Bachelor's+58%
Housing tenure
47.9%
52.1%
Owner47.9%
Renter52.1%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 94132 in San Francisco, CA has changed in 5 years

Income
$93,995 → $112,292
up 19.5%
Population
29,707 → 26,859
down 9.6%
Renter share
54.2% → 52.1%
-2.1 pts
Bachelor's+
54.8% → 58%
+3.2 pts
Median age
36.5 → 40.6
+4.1 yrs

On the earnings side, the typical household in ZIP 94132 in San Francisco, CA now reports about $112,292, up from $93,995 in 2021. Headcount in the area went from 29,707 to 26,859 between 2021 and 2024, a 9.6% change. About 52.1% of households rent today, against 54.2% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 54.8% to 58%.

Community

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Local insights

Tips for renters in ZIP 94132

About renting in ZIP 94132

Last updated: July 20, 2026

ZIP code 94132 covers San Francisco, CA. The median rent here is $3,219/mo as of July 2026. A 1-bedroom rents for a median of $2,510/mo. A 2-bedroom rents for a median of $3,000/mo.

At 34% of local median household income ($112,292/yr), ZIP 94132 ranks as moderate compared to the national benchmark of 30%. Rent prices have stayed steady over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 94132?

As of July 20, 2026, the median monthly rent in ZIP 94132 (San Francisco, CA) is $3,219. This is based on aggregated data from public sources and community submissions.

How does ZIP 94132 rent compare to the US average?

ZIP 94132's median rent of $3,219/mo is $1,254 (64%) above the US national median of $1,965/mo.

How does ZIP 94132 compare to other ZIPs in California?

ZIP 94132 is one of the pricier ZIP codes in California, ranking #272 out of 907 ZIPs tracked at $3,219/mo.

How much income do you need to rent in ZIP 94132?

To keep rent at or below 30% of gross income, you would need to earn at least $129,000/year (~$62/hour full-time) to afford the median rent of $3,219/mo in ZIP 94132. The local median household income is $112,292/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 94132?

Rent in ZIP 94132 has been relatively stable over the past year, with a 0.0% change year over year as of July 20, 2026.

Is ZIP 94132 an affordable place to rent?

ZIP 94132 is considered moderate for renters. At $3,219/mo, rent takes approximately 34% of the local median household income ($112,292/yr). The standard benchmark is 30%. ZIP 94132 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 94132 residents rent vs. own?

According to Census data, approximately 52.1% of ZIP 94132 households are renters, while 47.9% are owner-occupied. With a majority renter population, ZIP 94132 has a strong rental market.

How does ZIP 94132 compare to the rest of San Francisco?

ZIP 94132 is more affordable than San Francisco overall. At $3,219/mo, it's $1,182 below the San Francisco citywide median of $4,401/mo.

When was rent data for ZIP 94132 last updated?

Rent data for ZIP 94132 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
34%
MODERATE

At $3,219/mo, rent takes ~34% of ZIP 94132's median household income ($112,292/yr). The standard benchmark is 30%.

ZIP 94132 34%Benchmark 30%
State income tax1–13.3%
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Schools nearby

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