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ZIP Code · CA

ZIP 95354

Part of Modesto, CA
Pop. 25,684·Stanislaus County·852nd most expensive ZIP in California
Median rent (all units)
$1,832/mo
Year-over-Year
+3.7%
Month-over-Month
+1.3%
vs US Median
-$133
Rising (Monthly)
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Most AffordableMost Expensive
ZIP 95354 · $1,832
More expensive than 51% of US ZIP codes · National median $1,965/mo
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Medians by bedroom

Rent by unit size

Studio
$1,260
1 BR
$1,360
2 BR
$1,770
3 BR
$2,460
4 BR+
$2,840
Research median
$1,770/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: July 20, 2026

Annual cost
$21,984/yr
At $1,832/mo median
Location
StateCA
CountyStanislaus County
Rent Market Meter
Strong Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are up 3.7% year-over-year. Expect competition, and move quickly to lock in terms.
Based on rent-price momentum (+3.7% YoY, +1.3% MoM), not inventory.
Demographics

Who lives here

ZIP 95354 (Modesto, CA) is roughly split between renters and owners, has a large share of families with children, 18.2% of residents hold a bachelor's degree or higher.

Population
25,684
Median income
$72,879
Median age
36.1
Renters
49.6%
Age distribution
26.7%
21.9%
27.4%
13.4%
Under 1826.7%
18–3421.9%
35–5427.4%
55–6410.6%
65+13.4%
Gender
50.1%
49.9%
Male50.1%
Female49.9%
Race & ethnicity
36.8%
51.1%
White36.8%
Black4.7%
Hispanic51.1%
Asian7.5%
Education (25+)
20.4%
33.4%
27.9%
18.2%
No HS diploma20.4%
HS diploma33.4%
Some college27.9%
Bachelor's+18.2%
Housing tenure
50.4%
49.6%
Owner50.4%
Renter49.6%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95354 in Modesto, CA has changed in 5 years

Income
$54,808 → $72,879
up 33.0%
Population
25,165 → 25,684
up 2.1%
Renter share
53.3% → 49.6%
-3.7 pts
Bachelor's+
16.2% → 18.2%
+2.0 pts
Median age
34.6 → 36.1
+1.5 yrs

Local incomes tracked alongside that move, going from a median of $54,808 in 2021 to $72,879 more recently. Census counts show ZIP 95354 in Modesto, CA adding about 519 residents over the five-year window, up 2.1% on net. The renter share has eased from 53.3% to 49.6%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 16.2% to 18.2% across the same window.

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Local insights

Tips for renters in ZIP 95354

About renting in ZIP 95354

Last updated: July 20, 2026

ZIP code 95354 covers Modesto, CA. The median rent here is $1,832/mo as of July 2026. A 1-bedroom rents for a median of $1,360/mo. A 2-bedroom rents for a median of $1,770/mo.

At 30% of local median household income ($72,879/yr), ZIP 95354 ranks as moderate compared to the national benchmark of 30%. Rents have increased 3.7% over the past year.

FAQ

Frequently asked questions

How much is rent in ZIP code 95354?

As of July 20, 2026, the median monthly rent in ZIP 95354 (Modesto, CA) is $1,832. This is based on aggregated data from public sources and community submissions.

How does ZIP 95354 rent compare to the US average?

ZIP 95354's median rent of $1,832/mo is $133 (7%) below the US national median of $1,965/mo.

How does ZIP 95354 compare to other ZIPs in California?

ZIP 95354 is among the more affordable ZIP codes in California, ranking #852 out of 907 ZIPs at $1,832/mo.

How much income do you need to rent in ZIP 95354?

To keep rent at or below 30% of gross income, you would need to earn at least $73,000/year (~$35/hour full-time) to afford the median rent of $1,832/mo in ZIP 95354. The local median household income is $72,879/yr, meaning the typical household falls short of that threshold.

Is rent going up or down in ZIP 95354?

Rent in ZIP 95354 has increased 3.7% over the past year as of July 20, 2026, putting upward pressure on renter budgets.

Is ZIP 95354 an affordable place to rent?

ZIP 95354 is considered moderate for renters. At $1,832/mo, rent takes approximately 30% of the local median household income ($72,879/yr). The standard benchmark is 30%. ZIP 95354 slightly exceeds that threshold, so budgeting carefully matters here.

What percentage of ZIP 95354 residents rent vs. own?

According to Census data, approximately 49.6% of ZIP 95354 households are renters, while 50.4% are owner-occupied. ZIP 95354 leans toward homeownership, which can mean a smaller rental inventory.

How does ZIP 95354 compare to the rest of Modesto?

ZIP 95354 is more affordable than Modesto overall. At $1,832/mo, it's $154 below the Modesto citywide median of $1,986/mo.

When was rent data for ZIP 95354 last updated?

Rent data for ZIP 95354 reflects July 20, 2026. RentDataNow refreshes all data monthly using public and private datasets.
Income Affordability
30%
MODERATE

At $1,832/mo, rent takes ~30% of ZIP 95354's median household income ($72,879/yr). The standard benchmark is 30%.

ZIP 95354 30%Benchmark 30%
State income tax1–13.3%
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Schools nearby

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