ZIP 95355
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Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).
12-month history
Last updated: October 17, 2026
What the numbers show
January. Asking rents in ZIP 95355 usually run 0.8% below trend in January and 1.4% above it in August, about $46 a month apart at today's median. Based on 11 years of data.
Rent in ZIP 95355 is at its highest level since Zillow's records here began in January 2015.
Rent in ZIP 95355 changed +2.6% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.
From 2019 to 2024, rent in ZIP 95355 rose 42.2% while median household income rose 30.2% ($66,719 to $86,849). Rent outpaced income.
Rent in ZIP 95355 is 43.9% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.
Rent has risen 4 months in a row, and rose in 7 of the last 12 months.
30% of the median household income ($86,849) is $2,171 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($1,930); a 3-bedroom is $2,680.
5th cheapest of 5 ZIP codes in Modesto.
ZIP 95354, 3 miles away, rents for 18% less ($1,736/mo), about $4,500 a year in savings.
From Zillow's monthly rent index (ZORI) for ZIP 95355. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.
Who lives here
ZIP 95355 (Modesto, CA) is majority owner-occupied, 24.3% of residents hold a bachelor's degree or higher.
Source: U.S. Census Bureau · ACS 2024 5-Year Estimates
How ZIP 95355 in Modesto, CA has changed in 5 years
Five years ago, renters in ZIP 95355 in Modesto, CA paid around $1,652 a month. That figure now sits near $2,112, up 27.8% from the 2021 baseline. Household income in the area moved from $72,349 to $86,849 across the same window, up 20.0% versus 2021. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Census counts show ZIP 95355 in Modesto, CA adding about 1,113 residents over the five-year window, up 1.9% on net. The renter share has eased from 40% to 37.7%, with owner-occupied housing accounting for the remainder. Bachelor's-degree-or-higher attainment moved from 22.1% to 24.3% across the same window. Reading these numbers side by side helps frame whether current listings in ZIP 95355 in Modesto, CA look reasonable against where the market sat half a decade ago.
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Tips for renters in ZIP 95355
Last updated: October 17, 2026
ZIP code 95355 covers Modesto, CA. The median rent here is $2,112/mo as of October 2026. A 1-bedroom rents for a median of $1,490/mo. A 2-bedroom rents for a median of $1,930/mo.
At 29% of local median household income ($86,849/yr), ZIP 95355 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.
Frequently asked questions
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How does ZIP 95355 compare to other ZIPs in California?
How does ZIP 95355 compare to the rest of Modesto?
At $2,112/mo, rent takes ~29% of ZIP 95355's median household income ($86,849/yr). The standard benchmark is 30%.
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