ZIP Code · CA

ZIP 95822

Pop. 46,569·Sacramento County·785th most expensive ZIP in California
Median rent (all units)
$2,088/mo
Year-over-Year
+2.6%
Month-over-Month
Stable
vs US Median
+$156
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 95822 · $2,088
More expensive than 66% of US ZIP codes · National median $1,932/mo
Rent check

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Compare your rent to the local median.

Medians by bedroom

Rent by unit size

Studio
$1,620
1 BR
$1,700
2 BR
$2,090
3 BR
$2,780
4 BR+
$3,210
Research median
$2,090/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Compared with the peak

Rent in ZIP 95822 is at its highest level since Zillow's records here began in November 2021.

Past year vs. the rest of California

Rent in ZIP 95822 changed +2.7% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Recent direction

Rent has risen 5 months in a row, and rose in 8 of the last 12 months.

What a typical income covers

30% of the median household income ($86,801) is $2,170 a month. That covers HUD's Fair Market Rent for up to a 2-bedroom ($2,090); a 3-bedroom is $2,780.

Rank in Sacramento

12th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95824, 3 miles away, rents for 20% less ($1,674/mo), about $5,000 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95822. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,056/yr
At $2,088/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Landlord's Market
Renter's MarketBalancedLandlord's Market
Rents are climbing (2.6% YoY), so leverage tilts toward landlords. Act sooner rather than later.
Based on rent-price momentum (+2.6% YoY, +0.1% MoM), not inventory.
Demographics

Who lives here

ZIP 95822 (Sacramento, CA) is majority owner-occupied, 29.7% of residents hold a bachelor's degree or higher.

Population
46,569
Median income
$86,801
Median age
38.1
Renters
36.8%
Age distribution
21.8%
22.8%
26%
12.6%
16.8%
Under 1821.8%
18–3422.8%
35–5426%
55–6412.6%
65+16.8%
Gender
49.3%
50.7%
Male49.3%
Female50.7%
Race & ethnicity
32%
12.6%
33.2%
17.6%
White32%
Black12.6%
Hispanic33.2%
Asian17.6%
Other4.7%
Education (25+)
15.6%
27%
27.8%
29.7%
No HS diploma15.6%
HS diploma27%
Some college27.8%
Bachelor's+29.7%
Housing tenure
63.2%
36.8%
Owner63.2%
Renter36.8%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2022 vs 2026

How ZIP 95822 in Sacramento, CA has changed in 5 years

Rent
$1,801 → $2,088
up 15.9%
Income
$67,323 → $86,801
up 28.9%
Population
46,375 → 46,569
up 0.4%
Renter share
40% → 36.8%
-3.2 pts
Bachelor's+
26.2% → 29.7%
+3.5 pts

Rent in ZIP 95822 in Sacramento, CA has increased 15.9% since 2022, going from about $1,801 per month to roughly $2,088 today. Household income in the area moved from $67,323 to $86,801 across the same window, up 28.9% versus 2021. Income growth outran rent by about 13.0 percentage points, easing the affordability math somewhat compared with 2021. About 36.8% of households rent today, against 40% in 2021. Educational attainment has shifted as well, with the share of adults holding a bachelor's degree or higher climbed from 26.2% to 29.7%. Reading these numbers side by side helps frame whether current listings in ZIP 95822 in Sacramento, CA look reasonable against where the market sat half a decade ago.

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Local insights

Tips for renters in ZIP 95822

About renting in ZIP 95822

Last updated: October 17, 2026

ZIP code 95822 covers Sacramento, CA. The median rent here is $2,088/mo as of October 2026. A 1-bedroom rents for a median of $1,700/mo. A 2-bedroom rents for a median of $2,090/mo.

At 29% of local median household income ($86,801/yr), ZIP 95822 ranks as affordable compared to the national benchmark of 30%. Rents have increased 2.6% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95822?

To keep rent at or below 30% of gross income, you would need to earn at least $84,000/year (about $40/hour full-time) to afford the median rent of $2,088/mo in ZIP 95822. The local median household income is $86,801/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95822?

Rent in ZIP 95822 has risen 2.6% over the past year as of September 2026. That is the highest level since Zillow's records here began in November 2021.

How does ZIP 95822 compare to other ZIPs in California?

ZIP 95822 is one of the more affordable among California ZIP codes for rent, ranking #785 of 898 at $2,088/mo. Over the year to September 2026, rent in ZIP 95822 changed +2.7%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95822 compare to the rest of Sacramento?

At $2,088/mo, ZIP 95822 is $43 above the Sacramento citywide median of $2,045/mo. It is the 12th cheapest of 24 ZIP codes in Sacramento.
Income Affordability
29%
AFFORDABLE

At $2,088/mo, rent takes ~29% of ZIP 95822's median household income ($86,801/yr). The standard benchmark is 30%.

ZIP 95822 29%Benchmark 30%
State income tax1–13.3%
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Schools nearby

Public schools near ZIP 95822 (Sacramento, CA)

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