ZIP Code · CA

ZIP 95831

Pop. 43,545·Sacramento County·765th most expensive ZIP in California
Median rent (all units)
$2,148/mo
Year-over-Year
+1.8%
Month-over-Month
-0.2%
vs US Median
+$216
Reported rents
Stable (Monthly)
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Most AffordableMost Expensive
ZIP 95831 · $2,148
More expensive than 68% of US ZIP codes · National median $1,932/mo
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Medians by bedroom

Rent by unit size

Studio
$1,980
1 BR
$2,070
2 BR
$2,550
3 BR
$3,390
4 BR+
$3,910
Research median
$2,550/mo

Bedroom estimates are gross rents that include essential utilities (electricity, water, gas, sewer, trash).

Rent trends

12-month history

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Last updated: October 17, 2026

From the history

What the numbers show

Cheapest month to sign

February. Asking rents in ZIP 95831 usually run 1.1% below trend in February and 1% above it in August, about $45 a month apart at today's median. Based on 8 years of data.

Compared with the peak

Rent in ZIP 95831 is 0.5% below its high of $2,159 in February 2026, at $2,148 as of September 2026.

Past year vs. the rest of California

Rent in ZIP 95831 changed +1.8% over the year to September 2026. Across the 819 California ZIP codes Zillow tracks, the typical change was +3.2%.

Rent vs. income since 2019

From 2019 to 2024, rent in ZIP 95831 rose 34.2% while median household income rose 26.9% ($79,368 to $100,751). Rent outpaced income.

Since before the pandemic

Rent in ZIP 95831 is 33.8% higher than in March 2020. Across the US, rent is up 37.3% over the same stretch.

Recent direction

Rent rose in 7 of the last 12 months.

What a typical income covers

30% of the median household income ($100,751) is $2,519 a month. That covers HUD's Fair Market Rent for up to a 1-bedroom ($2,070); a 2-bedroom is $2,550.

Rank in Sacramento

15th cheapest of 24 ZIP codes in Sacramento.

Cheaper nearby

ZIP 95818, 5 miles away, rents for 11% less ($1,908/mo), about $2,900 a year in savings.

From Zillow's monthly rent index (ZORI) for ZIP 95831. The seasonal pattern compares Zillow’s seasonally adjusted and unadjusted series. Income is the Census median household income (5-year estimates). Fair Market Rents are HUD’s, which include utilities.

Annual cost
$25,776/yr
At $2,148/mo median
Location
StateCA
CountySacramento County
Rent Market Meter
Balanced Market
Renter's MarketBalancedLandlord's Market
Rents are roughly steady, with neither renters nor landlords holding a strong edge right now.
Based on rent-price momentum (+1.8% YoY, -0.2% MoM), not inventory.
Demographics

Who lives here

ZIP 95831 (Sacramento, CA) is majority owner-occupied, has a large retiree population, has a median income above the national average, 51.4% of residents hold a bachelor's degree or higher.

Population
43,545
Median income
$100,751
Median age
41.9
Renters
43.3%
Age distribution
19.7%
21.7%
23.9%
23.7%
Under 1819.7%
18–3421.7%
35–5423.9%
55–6411.1%
65+23.7%
Gender
48.4%
51.6%
Male48.4%
Female51.6%
Race & ethnicity
32.3%
14.4%
21.6%
28.8%
White32.3%
Black14.4%
Hispanic21.6%
Asian28.8%
Other3%
Education (25+)
31.9%
51.4%
No HS diploma4.8%
HS diploma11.8%
Some college31.9%
Bachelor's+51.4%
Housing tenure
56.7%
43.3%
Owner56.7%
Renter43.3%

Source: U.S. Census Bureau · ACS 2024 5-Year Estimates

2021 vs 2026

How ZIP 95831 in Sacramento, CA has changed in 5 years

Rent
$1,724 → $2,148
up 24.6%
Income
$86,665 → $100,751
up 16.3%
Population
43,683 → 43,545
down 0.3%
Renter share
44.6% → 43.3%
-1.3 pts
Bachelor's+
49.3% → 51.4%
+2.1 pts
Median age
42.6 → 41.9
-0.7 yrs

Across the past five years, the going rent in ZIP 95831 in Sacramento, CA has shifted from $1,724 to $2,148, up 24.6% since 2021. Local incomes tracked alongside that move, going from a median of $86,665 in 2021 to $100,751 more recently. Because rent grew faster than wages over the same span, the affordability picture has tightened relative to 2021. Bachelor's-degree-or-higher attainment moved from 49.3% to 51.4% across the same window. These shifts give renters and would-be renters a longer baseline for sizing up today's listings against the ZIP 95831 in Sacramento, CA market of 2021.

Community

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Local insights

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About renting in ZIP 95831

Last updated: October 17, 2026

ZIP code 95831 covers Sacramento, CA. The median rent here is $2,148/mo as of October 2026. A 1-bedroom rents for a median of $2,070/mo. A 2-bedroom rents for a median of $2,550/mo.

At 26% of local median household income ($100,751/yr), ZIP 95831 ranks as affordable compared to the national benchmark of 30%. Rents have increased 1.8% over the past year.

FAQ

Frequently asked questions

How much income do you need to rent in ZIP 95831?

To keep rent at or below 30% of gross income, you would need to earn at least $86,000/year (about $41/hour full-time) to afford the median rent of $2,148/mo in ZIP 95831. The local median household income is $100,751/yr, so the typical household meets that bar.

Is rent going up or down in ZIP 95831?

Rent in ZIP 95831 has risen 1.8% over the past year as of September 2026. It sits 0.5% below its high of $2,159 in February 2026.

When is the cheapest time to rent in ZIP 95831?

Asking rents in ZIP 95831 are usually lowest in February, about 1.1% below their yearly trend, and highest in August, about 1% above it. At today's median that is a gap of roughly $45 a month. This pattern comes from 8 years of Zillow rent data.

Has rent outpaced income in ZIP 95831?

Yes. From 2019 to 2024, rent in ZIP 95831 rose 34.2% while median household income rose 26.9%, from $79,368 to $100,751. Rent is Zillow's yearly average; income is the Census 5-year estimate for the same years.

How does ZIP 95831 compare to other ZIPs in California?

ZIP 95831 is one of the more affordable among California ZIP codes for rent, ranking #765 of 898 at $2,148/mo. Over the year to September 2026, rent in ZIP 95831 changed +1.8%, against a typical +3.2% across the 819 California ZIP codes Zillow tracks.

How does ZIP 95831 compare to the rest of Sacramento?

At $2,148/mo, ZIP 95831 is $103 above the Sacramento citywide median of $2,045/mo. It is the 15th cheapest of 24 ZIP codes in Sacramento.
Income Affordability
26%
AFFORDABLE

At $2,148/mo, rent takes ~26% of ZIP 95831's median household income ($100,751/yr). The standard benchmark is 30%.

ZIP 95831 26%Benchmark 30%
State income tax1–13.3%
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Public schools near ZIP 95831 (Sacramento, CA)

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