2-Bedroom Rent · July 2026

2-Bedroom Apartment Rent in San Mateo, CA

$3,700/mo

Median asking rent for a 2-bedroom apartment in San Mateo, California as of July 2026. That's +1% higher than the citywide median of $3,667 and +124% above the national 2-bedroom median of $1,655.

2-Bedroom median
$3,700
July 2026
vs city overall
+1%
$3,667 city median
vs national
+124%
$1,655 US median
California rank
#351
of 386 cities

Income needed for a 2-bedroom in San Mateo

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 2-bedroom at the current median rent.

Annual income
$148,000
Monthly gross
$12,333
Hourly (full-time)
$71.15

Rent by apartment size in San Mateo

Compare San Mateo's median rent across every apartment size.

Studio
$2,537
1-Bedroom
$3,100
2-Bedroom (current)
$3,700
3-Bedroom
$4,613
4+ Bedroom
$4,907

Cheapest cities for a 2-bedroom in California

#City2-Bedroom rent
1Ridgecrest$1,107
2Taft$1,140
3Lakeport$1,180
4Barstow$1,216
5California City$1,230
6Clearlake$1,250
7Oroville$1,305
8El Centro$1,330
9Paradise$1,330
10Red Bluff$1,350
11Eureka$1,360
12Shafter$1,380
13Porterville$1,390
14Hanford$1,400
15Tehachapi$1,440

Most expensive cities for a 2-bedroom in California

#City2-Bedroom rent
1Santa Cruz$4,865
2Scotts Valley$4,720
3Aptos$4,720
4Foster City$4,560
5Cupertino$4,500
6Capitola$4,290
7Coronado$4,280
8Tiburon$4,210
9Los Altos$4,170
10Millbrae$4,070
11Corte Madera$4,040
12Solana Beach$3,990
13Sunnyvale$3,980
14Topanga$3,940
15Rancho Palos Verdes$3,940

Nearby cities — 2-bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 2-bedroom rents than San Mateo.

CityDistance2-Bedroom rentvs San Mateo
Belmont, CA2.7 mi$3,690$-10 (0%)
Burlingame, CA2.8 mi$3,342$-358 (-10%)
Foster City, CA3.8 mi$4,560+$860 (+23%)
San Carlos, CA4.9 mi$3,550$-150 (-4%)
Millbrae, CA6.6 mi$4,070+$370 (+10%)
Redwood City, CA7.5 mi$3,737+$37 (+1%)
Half Moon Bay, CA8.1 mi$3,030$-670 (-18%)
San Bruno, CA9.4 mi$3,190$-510 (-14%)
South San Francisco, CA10.2 mi$3,110$-590 (-16%)
Pacifica, CA11.5 mi$3,310$-390 (-11%)
Menlo Park, CA11.8 mi$3,740+$40 (+1%)
Daly City, CA13.7 mi$3,185$-515 (-14%)

2-Bedroom rent in San Mateo — common questions

How much is a 2-bedroom apartment in San Mateo?

As of July 2026, the median 2-bedroom apartment rent in San Mateo, California is $3,700 per month. This is +1% higher than the citywide median of $3,667.

What income do you need to afford a 2-bedroom in San Mateo?

Using the standard 30% rent-to-income rule, you would need an annual income of about $148,000 ($12,333/month gross), which works out to roughly $71.15/hour at a full-time job.

Is San Mateo expensive for a 2-bedroom compared to the rest of the US?

San Mateo's 2-bedroom median of $3,700 is +124% above the national 2-bedroom median of $1,655. It ranks in the 99th percentile of US cities tracked.

How does San Mateo rank for 2-bedroom rent in California?

Among the 386 cities in California with 2-bedroom data, San Mateo ranks #351 from cheapest to most expensive.

Are there cheaper 2-bedroom options near San Mateo?

Yes — nearby cities with cheaper 2-bedroom rents include Belmont ($3,690), Burlingame ($3,342), San Carlos ($3,550).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for San Mateo, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.