3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Muncie, IN

$1,283/mo

Median asking rent for a 3-bedroom apartment in Muncie, Indiana as of July 2026. That's +32% higher than the citywide median of $973 and +40% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,283
July 2026
vs city overall
+32%
$973 city median
vs national
-40%
$2,130 US median
Indiana rank
#13
of 65 cities

Income needed for a 3-bedroom in Muncie

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$51,320
Monthly gross
$4,277
Hourly (full-time)
$24.67

Rent by apartment size in Muncie

Compare Muncie's median rent across every apartment size.

Studio
$735
1-Bedroom
$800
2-Bedroom
$978
3-Bedroom (current)
$1,283
4+ Bedroom
$1,485

Cheapest cities for a 3-bedroom in Indiana

#City3-Bedroom rent
1Frankfort$924
2New Castle$1,130
3East Chicago$1,150
4La Porte$1,152
5Crawfordsville$1,158
6Richmond$1,160
7Marion$1,210
8Angola$1,220
9Delphi$1,230
10Logansport$1,230
11Terre Haute$1,233
12Kokomo$1,245
13Muncie (this page)$1,283
14Michigan City$1,290
15Warsaw$1,300

Most expensive cities for a 3-bedroom in Indiana

#City3-Bedroom rent
1Zionsville$2,430
2Whitestown$2,330
3Carmel$2,320
4McCordsville$2,110
5Lawrence$2,110
6Avon$2,080
7Westfield$2,060
8Fishers$2,050
9Brownsburg$1,960
10Granger$1,910
11Sellersburg$1,880
12Noblesville$1,840
13Plainfield$1,800
14Munster$1,790
15Greenwood$1,775

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 3 of these cities have cheaper 3-bedroom rents than Muncie.

CityDistance3-Bedroom rentvs Muncie
Anderson, IN20.8 mi$1,433+$150 (+12%)
Pendleton, IN28 mi$1,610+$327 (+25%)
Marion, IN31.3 mi$1,210$-73 (-6%)
Greenfield, IN37.9 mi$1,590+$307 (+24%)
Fishers, IN40.7 mi$2,050+$767 (+60%)
McCordsville, IN41 mi$2,110+$827 (+64%)
Noblesville, IN41.5 mi$1,840+$557 (+43%)
Richmond, IN43.8 mi$1,160$-123 (-10%)
Lawrence, IN46.3 mi$2,110+$827 (+64%)
Greenville, OH52.4 mi$1,190$-93 (-7%)
Carmel, IN53.2 mi$2,320+$1,037 (+81%)
Shelbyville, IN53.5 mi$1,590+$307 (+24%)

3-Bedroom rent in Muncie — common questions

How much is a 3-bedroom apartment in Muncie?

As of July 2026, the median 3-bedroom apartment rent in Muncie, Indiana is $1,283 per month. This is +32% higher than the citywide median of $973.

What income do you need to afford a 3-bedroom in Muncie?

Using the standard 30% rent-to-income rule, you would need an annual income of about $51,320 ($4,277/month gross), which works out to roughly $24.67/hour at a full-time job.

Is Muncie expensive for a 3-bedroom compared to the rest of the US?

Muncie's 3-bedroom median of $1,283 is +40% below the national 3-bedroom median of $2,130. It ranks in the 5th percentile of US cities tracked.

How does Muncie rank for 3-bedroom rent in Indiana?

Among the 65 cities in Indiana with 3-bedroom data, Muncie ranks #13 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Muncie?

Yes — nearby cities with cheaper 3-bedroom rents include Marion ($1,210), Richmond ($1,160), Greenville ($1,190).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Muncie, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.