3-Bedroom Rent · July 2026

3-Bedroom Apartment Rent in Richmond, IN

$1,160/mo

Median asking rent for a 3-bedroom apartment in Richmond, Indiana as of July 2026. That's +33% higher than the citywide median of $870 and +46% below the national 3-bedroom median of $2,130.

3-Bedroom median
$1,160
July 2026
vs city overall
+33%
$870 city median
vs national
-46%
$2,130 US median
Indiana rank
#6
of 65 cities

Income needed for a 3-bedroom in Richmond

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.

Annual income
$46,400
Monthly gross
$3,867
Hourly (full-time)
$22.31

Rent by apartment size in Richmond

Compare Richmond's median rent across every apartment size.

Studio
$710
1-Bedroom
$720
2-Bedroom
$940
3-Bedroom (current)
$1,160
4+ Bedroom
$1,350

Cheapest cities for a 3-bedroom in Indiana

#City3-Bedroom rent
1Frankfort$924
2New Castle$1,130
3East Chicago$1,150
4La Porte$1,152
5Crawfordsville$1,158
6Richmond (this page)$1,160
7Marion$1,210
8Angola$1,220
9Delphi$1,230
10Logansport$1,230
11Terre Haute$1,233
12Kokomo$1,245
13Muncie$1,283
14Michigan City$1,290
15Warsaw$1,300

Most expensive cities for a 3-bedroom in Indiana

#City3-Bedroom rent
1Zionsville$2,430
2Whitestown$2,330
3Carmel$2,320
4McCordsville$2,110
5Lawrence$2,110
6Avon$2,080
7Westfield$2,060
8Fishers$2,050
9Brownsburg$1,960
10Granger$1,910
11Sellersburg$1,880
12Noblesville$1,840
13Plainfield$1,800
14Munster$1,790
15Greenwood$1,775

Nearby cities — 3-bedroom rent

Considering nearby alternatives? 2 of these cities have cheaper 3-bedroom rents than Richmond.

CityDistance3-Bedroom rentvs Richmond
Greenville, OH24.7 mi$1,190+$30 (+3%)
Oxford, OH25.6 mi$1,670+$510 (+44%)
New Castle, IN33.8 mi$1,130$-30 (-3%)
Hamilton, OH35.8 mi$1,600+$440 (+38%)
Trenton, OH36.6 mi$2,170+$1,010 (+87%)
Middletown, OH39.2 mi$1,600+$440 (+38%)
Fairfield, OH42 mi$1,840+$680 (+59%)
Muncie, IN43.8 mi$1,283+$123 (+11%)
Miamisburg, OH44.6 mi$1,650+$490 (+42%)
Forest Park, OH45.2 mi$1,960+$800 (+69%)
Franklin, OH45.7 mi$1,630+$470 (+41%)
Shiloh, OH45.9 mi$883$-277 (-24%)

3-Bedroom rent in Richmond — common questions

How much is a 3-bedroom apartment in Richmond?

As of July 2026, the median 3-bedroom apartment rent in Richmond, Indiana is $1,160 per month. This is +33% higher than the citywide median of $870.

What income do you need to afford a 3-bedroom in Richmond?

Using the standard 30% rent-to-income rule, you would need an annual income of about $46,400 ($3,867/month gross), which works out to roughly $22.31/hour at a full-time job.

Is Richmond expensive for a 3-bedroom compared to the rest of the US?

Richmond's 3-bedroom median of $1,160 is +46% below the national 3-bedroom median of $2,130. It ranks in the 1th percentile of US cities tracked.

How does Richmond rank for 3-bedroom rent in Indiana?

Among the 65 cities in Indiana with 3-bedroom data, Richmond ranks #6 from cheapest to most expensive.

Are there cheaper 3-bedroom options near Richmond?

Yes — nearby cities with cheaper 3-bedroom rents include New Castle ($1,130), Shiloh ($883).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Richmond, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.