3-Bedroom Apartment Rent in South Bend, IN
Median asking rent for a 3-bedroom apartment in South Bend, Indiana as of July 2026. That's +6% higher than the citywide median of $1,310 and +35% below the national 3-bedroom median of $2,130.
Income needed for a 3-bedroom in South Bend
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 3-bedroom at the current median rent.
Rent by apartment size in South Bend
Compare South Bend's median rent across every apartment size.
Cheapest cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Frankfort | $924 |
| 2 | New Castle | $1,130 |
| 3 | East Chicago | $1,150 |
| 4 | La Porte | $1,152 |
| 5 | Crawfordsville | $1,158 |
| 6 | Richmond | $1,160 |
| 7 | Marion | $1,210 |
| 8 | Angola | $1,220 |
| 9 | Delphi | $1,230 |
| 10 | Logansport | $1,230 |
| 11 | Terre Haute | $1,233 |
| 12 | Kokomo | $1,245 |
| 13 | Muncie | $1,283 |
| 14 | Michigan City | $1,290 |
| 15 | Warsaw | $1,300 |
Most expensive cities for a 3-bedroom in Indiana
| # | City | 3-Bedroom rent |
|---|---|---|
| 1 | Zionsville | $2,430 |
| 2 | Whitestown | $2,330 |
| 3 | Carmel | $2,320 |
| 4 | McCordsville | $2,110 |
| 5 | Lawrence | $2,110 |
| 6 | Avon | $2,080 |
| 7 | Westfield | $2,060 |
| 8 | Fishers | $2,050 |
| 9 | Brownsburg | $1,960 |
| 10 | Granger | $1,910 |
| 11 | Sellersburg | $1,880 |
| 12 | Noblesville | $1,840 |
| 13 | Plainfield | $1,800 |
| 14 | Munster | $1,790 |
| 15 | Greenwood | $1,775 |
Nearby cities — 3-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 3-bedroom rents than South Bend.
| City | Distance | 3-Bedroom rent | vs South Bend |
|---|---|---|---|
| Mishawaka, IN | 8.7 mi | $1,340 | $-53 (-4%) |
| Niles, MI | 10.4 mi | $1,400 | +$7 (+1%) |
| Granger, IN | 10.4 mi | $1,910 | +$517 (+37%) |
| Elkhart, IN | 21.3 mi | $1,375 | $-18 (-1%) |
| Goshen, IN | 31.1 mi | $1,435 | +$42 (+3%) |
| La Porte, IN | 31.8 mi | $1,152 | $-241 (-17%) |
| Michigan City, IN | 41.5 mi | $1,290 | $-103 (-7%) |
| Warsaw, IN | 42.7 mi | $1,300 | $-93 (-7%) |
| Valparaiso, IN | 57.4 mi | $1,595 | +$202 (+15%) |
| Portage, MI | 58.7 mi | $1,585 | +$192 (+14%) |
| Kalamazoo, MI | 60.9 mi | $1,522 | +$129 (+9%) |
| Portage, IN | 63.3 mi | $1,490 | +$97 (+7%) |
3-Bedroom rent in South Bend — common questions
How much is a 3-bedroom apartment in South Bend?
As of July 2026, the median 3-bedroom apartment rent in South Bend, Indiana is $1,393 per month. This is +6% higher than the citywide median of $1,310.
What income do you need to afford a 3-bedroom in South Bend?
Using the standard 30% rent-to-income rule, you would need an annual income of about $55,720 ($4,643/month gross), which works out to roughly $26.79/hour at a full-time job.
Is South Bend expensive for a 3-bedroom compared to the rest of the US?
South Bend's 3-bedroom median of $1,393 is +35% below the national 3-bedroom median of $2,130. It ranks in the 11th percentile of US cities tracked.
How does South Bend rank for 3-bedroom rent in Indiana?
Among the 65 cities in Indiana with 3-bedroom data, South Bend ranks #20 from cheapest to most expensive.
Are there cheaper 3-bedroom options near South Bend?
Yes — nearby cities with cheaper 3-bedroom rents include Mishawaka ($1,340), Elkhart ($1,375), La Porte ($1,152).