4+ Bedroom Apartment Rent in Cold Spring, KY
Median asking rent for a 4+ bedroom apartment in Cold Spring, Kentucky as of July 2026. That's +19% higher than the citywide median of $1,637 and +23% below the national 4+ bedroom median of $2,520.
Income needed for a 4+ bedroom in Cold Spring
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Cold Spring
Compare Cold Spring's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Corbin | $1,300 |
| 2 | Richmond | $1,420 |
| 3 | Murray | $1,430 |
| 4 | Morehead | $1,450 |
| 5 | Russellville | $1,460 |
| 6 | Lawrenceburg | $1,520 |
| 7 | Owensboro | $1,530 |
| 8 | Bardstown | $1,540 |
| 9 | Nicholasville | $1,630 |
| 10 | Paris | $1,630 |
| 11 | Versailles | $1,630 |
| 12 | Winchester | $1,630 |
| 13 | Newport | $1,700 |
| 14 | Radcliff | $1,700 |
| 15 | Dayton | $1,740 |
Most expensive cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,990 |
| 2 | Hebron | $2,450 |
| 3 | Burlington | $2,310 |
| 4 | Vine Grove | $2,270 |
| 5 | Independence | $2,200 |
| 6 | Louisville | $2,104 |
| 7 | Florence | $2,090 |
| 8 | Oak Grove | $2,020 |
| 9 | Cold Spring (this page) | $1,950 |
| 10 | Lexington | $1,929 |
| 11 | Hopkinsville | $1,910 |
| 12 | Elizabethtown | $1,910 |
| 13 | Erlanger | $1,900 |
| 14 | Fort Thomas | $1,890 |
| 15 | Alexandria | $1,880 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Cold Spring.
| City | Distance | 4+ Bedroom rent | vs Cold Spring |
|---|---|---|---|
| Newport, KY | 4.6 mi | $1,700 | $-250 (-13%) |
| Fort Thomas, KY | 4.7 mi | $1,890 | $-60 (-3%) |
| Covington, KY | 5.8 mi | $1,760 | $-190 (-10%) |
| Dayton, KY | 6.7 mi | $1,740 | $-210 (-11%) |
| Alexandria, KY | 7.5 mi | $1,880 | $-70 (-4%) |
| Independence, KY | 8.5 mi | $2,200 | +$250 (+13%) |
| Cincinnati, OH | 9.7 mi | $1,882 | $-68 (-3%) |
| Erlanger, KY | 10.2 mi | $1,900 | $-50 (-3%) |
| Norwood, OH | 10.4 mi | $1,820 | $-130 (-7%) |
| Silverton, OH | 12.9 mi | $1,363 | $-587 (-30%) |
| Florence, KY | 13.6 mi | $2,090 | +$140 (+7%) |
| Kenwood, OH | 14.9 mi | $3,501 | +$1,551 (+80%) |
4+ Bedroom rent in Cold Spring — common questions
How much is a 4+ bedroom apartment in Cold Spring?
As of July 2026, the median 4+ bedroom apartment rent in Cold Spring, Kentucky is $1,950 per month. This is +19% higher than the citywide median of $1,637.
What income do you need to afford a 4+ bedroom in Cold Spring?
Using the standard 30% rent-to-income rule, you would need an annual income of about $78,000 ($6,500/month gross), which works out to roughly $37.50/hour at a full-time job.
Is Cold Spring expensive for a 4+ bedroom compared to the rest of the US?
Cold Spring's 4+ bedroom median of $1,950 is +23% below the national 4+ bedroom median of $2,520. It ranks in the 26th percentile of US cities tracked.
How does Cold Spring rank for 4+ bedroom rent in Kentucky?
Among the 37 cities in Kentucky with 4+ bedroom data, Cold Spring ranks #29 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Cold Spring?
Yes — nearby cities with cheaper 4+ bedroom rents include Newport ($1,700), Fort Thomas ($1,890), Covington ($1,760).