4+ Bedroom Apartment Rent in Fort Thomas, KY
Median asking rent for a 4+ bedroom apartment in Fort Thomas, Kentucky as of August 2026. That's +36% higher than the citywide median of $1,386 and +25% below the national 4+ bedroom median of $2,522.
Income needed for a 4+ bedroom in Fort Thomas
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Fort Thomas
Compare Fort Thomas's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Franklin | $1,309 |
| 2 | Richmond | $1,420 |
| 3 | Murray | $1,430 |
| 4 | Morehead | $1,450 |
| 5 | Lawrenceburg | $1,520 |
| 6 | Owensboro | $1,530 |
| 7 | Bardstown | $1,540 |
| 8 | Nicholasville | $1,630 |
| 9 | Versailles | $1,630 |
| 10 | Winchester | $1,630 |
| 11 | Newport | $1,700 |
| 12 | Radcliff | $1,700 |
| 13 | Dayton | $1,740 |
| 14 | Georgetown | $1,740 |
| 15 | Bellevue | $1,760 |
Most expensive cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,990 |
| 2 | Hebron | $2,450 |
| 3 | Burlington | $2,310 |
| 4 | Vine Grove | $2,270 |
| 5 | Independence | $2,200 |
| 6 | Louisville | $2,104 |
| 7 | Florence | $2,090 |
| 8 | La Grange | $2,050 |
| 9 | Oak Grove | $2,020 |
| 10 | Lexington | $1,929 |
| 11 | Hopkinsville | $1,910 |
| 12 | Elizabethtown | $1,910 |
| 13 | Erlanger | $1,900 |
| 14 | Fort Thomas (this page) | $1,890 |
| 15 | Shepherdsville | $1,840 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Fort Thomas.
| City | Distance | 4+ Bedroom rent | vs Fort Thomas |
|---|---|---|---|
| Dayton, KY | 2.1 mi | $1,740 | $-150 (-8%) |
| Bellevue, KY | 2.2 mi | $1,760 | $-130 (-7%) |
| Newport, KY | 2.3 mi | $1,700 | $-190 (-10%) |
| Covington, KY | 4.7 mi | $1,760 | $-130 (-7%) |
| Cincinnati, OH | 5.2 mi | $1,882 | $-8 (0%) |
| Norwood, OH | 5.7 mi | $1,820 | $-70 (-4%) |
| Kenwood, OH | 10.7 mi | $3,501 | +$1,611 (+85%) |
| Erlanger, KY | 11.3 mi | $1,900 | +$10 (+1%) |
| Independence, KY | 12.1 mi | $2,200 | +$310 (+16%) |
| Mount Healthy, OH | 12.3 mi | $1,128 | $-762 (-40%) |
| Sharonville, OH | 14 mi | $2,170 | +$280 (+15%) |
| Springdale, OH | 14.4 mi | $2,240 | +$350 (+19%) |
4+ Bedroom rent in Fort Thomas — common questions
How much is a 4+ bedroom apartment in Fort Thomas?
As of August 2026, the median 4+ bedroom apartment rent in Fort Thomas, Kentucky is $1,890 per month. This is +36% higher than the citywide median of $1,386.
What income do you need to afford a 4+ bedroom in Fort Thomas?
Using the standard 30% rent-to-income rule, you would need an annual income of about $75,600 ($6,300/month gross), which works out to roughly $36.35/hour at a full-time job.
Is Fort Thomas expensive for a 4+ bedroom compared to the rest of the US?
Fort Thomas's 4+ bedroom median of $1,890 is +25% below the national 4+ bedroom median of $2,522. It ranks in the 24th percentile of US cities tracked.
How does Fort Thomas rank for 4+ bedroom rent in Kentucky?
Among the 35 cities in Kentucky with 4+ bedroom data, Fort Thomas ranks #22 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Fort Thomas?
Yes — nearby cities with cheaper 4+ bedroom rents include Dayton ($1,740), Bellevue ($1,760), Newport ($1,700).