4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Owensboro, KY

$1,530/mo

Median asking rent for a 4+ bedroom apartment in Owensboro, Kentucky as of July 2026. That's +36% higher than the citywide median of $1,121 and +40% below the national 4+ bedroom median of $2,530.

4+ Bedroom median
$1,530
July 2026
vs city overall
+36%
$1,121 city median
vs national
-40%
$2,530 US median
Kentucky rank
#7
of 37 cities

Income needed for a 4+ bedroom in Owensboro

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$61,200
Monthly gross
$5,100
Hourly (full-time)
$29.42

Rent by apartment size in Owensboro

Compare Owensboro's median rent across every apartment size.

Studio
$875
1-Bedroom
$880
2-Bedroom
$1,155
3-Bedroom
$1,530
4+ Bedroom (current)
$1,530

Cheapest cities for a 4+ bedroom in Kentucky

#City4+ Bedroom rent
1Corbin$1,300
2Richmond$1,420
3Murray$1,430
4Morehead$1,450
5Russellville$1,460
6Lawrenceburg$1,520
7Owensboro (this page)$1,530
8Bardstown$1,540
9Nicholasville$1,630
10Paris$1,630
11Versailles$1,630
12Winchester$1,630
13Newport$1,700
14Radcliff$1,700
15Dayton$1,740

Most expensive cities for a 4+ bedroom in Kentucky

#City4+ Bedroom rent
1Prospect$2,990
2Hebron$2,450
3Burlington$2,310
4Vine Grove$2,270
5Independence$2,200
6Louisville$2,104
7Florence$2,090
8Oak Grove$2,020
9Cold Spring$1,950
10Lexington$1,929
11Hopkinsville$1,910
12Elizabethtown$1,910
13Erlanger$1,900
14Fort Thomas$1,890
15Alexandria$1,880

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 2 of these cities have cheaper 4+ bedroom rents than Owensboro.

CityDistance4+ Bedroom rentvs Owensboro
Newburgh, IN19.7 mi$1,720+$190 (+12%)
Evansville, IN32.3 mi$1,498$-32 (-2%)
Hopkinsville, KY63.7 mi$1,910+$380 (+25%)
Russellville, KY64.2 mi$1,460$-70 (-5%)
Vine Grove, KY73.2 mi$2,270+$740 (+48%)
Bowling Green, KY75 mi$1,817+$287 (+19%)
Oak Grove, KY76.5 mi$2,020+$490 (+32%)
Radcliff, KY84.1 mi$1,700+$170 (+11%)
Clarksville, TN85.1 mi$2,113+$583 (+38%)
Springfield, TN86.1 mi$2,360+$830 (+54%)
Elizabethtown, KY90.5 mi$1,910+$380 (+25%)
Portland, TN93.1 mi$2,240+$710 (+46%)

4+ Bedroom rent in Owensboro — common questions

How much is a 4+ bedroom apartment in Owensboro?

As of July 2026, the median 4+ bedroom apartment rent in Owensboro, Kentucky is $1,530 per month. This is +36% higher than the citywide median of $1,121.

What income do you need to afford a 4+ bedroom in Owensboro?

Using the standard 30% rent-to-income rule, you would need an annual income of about $61,200 ($5,100/month gross), which works out to roughly $29.42/hour at a full-time job.

Is Owensboro expensive for a 4+ bedroom compared to the rest of the US?

Owensboro's 4+ bedroom median of $1,530 is +40% below the national 4+ bedroom median of $2,530. It ranks in the 8th percentile of US cities tracked.

How does Owensboro rank for 4+ bedroom rent in Kentucky?

Among the 37 cities in Kentucky with 4+ bedroom data, Owensboro ranks #7 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Owensboro?

Yes — nearby cities with cheaper 4+ bedroom rents include Evansville ($1,498), Russellville ($1,460).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Owensboro, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.