4+ Bedroom Apartment Rent in Independence, KY
Median asking rent for a 4+ bedroom apartment in Independence, Kentucky as of August 2026. That's +6% higher than the citywide median of $2,071 and +13% below the national 4+ bedroom median of $2,522.
Income needed for a 4+ bedroom in Independence
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.
Rent by apartment size in Independence
Compare Independence's median rent across every apartment size.
Cheapest cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Franklin | $1,309 |
| 2 | Richmond | $1,420 |
| 3 | Murray | $1,430 |
| 4 | Morehead | $1,450 |
| 5 | Lawrenceburg | $1,520 |
| 6 | Owensboro | $1,530 |
| 7 | Bardstown | $1,540 |
| 8 | Nicholasville | $1,630 |
| 9 | Versailles | $1,630 |
| 10 | Winchester | $1,630 |
| 11 | Newport | $1,700 |
| 12 | Radcliff | $1,700 |
| 13 | Dayton | $1,740 |
| 14 | Georgetown | $1,740 |
| 15 | Bellevue | $1,760 |
Most expensive cities for a 4+ bedroom in Kentucky
| # | City | 4+ Bedroom rent |
|---|---|---|
| 1 | Prospect | $2,990 |
| 2 | Hebron | $2,450 |
| 3 | Burlington | $2,310 |
| 4 | Vine Grove | $2,270 |
| 5 | Independence (this page) | $2,200 |
| 6 | Louisville | $2,104 |
| 7 | Florence | $2,090 |
| 8 | La Grange | $2,050 |
| 9 | Oak Grove | $2,020 |
| 10 | Lexington | $1,929 |
| 11 | Hopkinsville | $1,910 |
| 12 | Elizabethtown | $1,910 |
| 13 | Erlanger | $1,900 |
| 14 | Fort Thomas | $1,890 |
| 15 | Shepherdsville | $1,840 |
Nearby cities — 4+ bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Independence.
| City | Distance | 4+ Bedroom rent | vs Independence |
|---|---|---|---|
| Erlanger, KY | 6.6 mi | $1,900 | $-300 (-14%) |
| Florence, KY | 8.3 mi | $2,090 | $-110 (-5%) |
| Covington, KY | 9.3 mi | $1,760 | $-440 (-20%) |
| Newport, KY | 10.4 mi | $1,700 | $-500 (-23%) |
| Fort Thomas, KY | 12.1 mi | $1,890 | $-310 (-14%) |
| Bellevue, KY | 12.5 mi | $1,760 | $-440 (-20%) |
| Dayton, KY | 13.5 mi | $1,740 | $-460 (-21%) |
| Burlington, KY | 15.3 mi | $2,310 | +$110 (+5%) |
| Cincinnati, OH | 15.3 mi | $1,882 | $-318 (-14%) |
| Hebron, KY | 15.6 mi | $2,450 | +$250 (+11%) |
| Norwood, OH | 17.2 mi | $1,820 | $-380 (-17%) |
| Mount Healthy, OH | 20.6 mi | $1,128 | $-1,072 (-49%) |
4+ Bedroom rent in Independence — common questions
How much is a 4+ bedroom apartment in Independence?
As of August 2026, the median 4+ bedroom apartment rent in Independence, Kentucky is $2,200 per month. This is +6% higher than the citywide median of $2,071.
What income do you need to afford a 4+ bedroom in Independence?
Using the standard 30% rent-to-income rule, you would need an annual income of about $88,000 ($7,333/month gross), which works out to roughly $42.31/hour at a full-time job.
Is Independence expensive for a 4+ bedroom compared to the rest of the US?
Independence's 4+ bedroom median of $2,200 is +13% below the national 4+ bedroom median of $2,522. It ranks in the 37th percentile of US cities tracked.
How does Independence rank for 4+ bedroom rent in Kentucky?
Among the 35 cities in Kentucky with 4+ bedroom data, Independence ranks #31 from cheapest to most expensive.
Are there cheaper 4+ bedroom options near Independence?
Yes — nearby cities with cheaper 4+ bedroom rents include Erlanger ($1,900), Florence ($2,090), Covington ($1,760).