4+ Bedroom Rent · July 2026

4+ Bedroom Apartment Rent in Florence, KY

$2,090/mo

Median asking rent for a 4+ bedroom apartment in Florence, Kentucky as of July 2026. That's +32% higher than the citywide median of $1,588 and +17% below the national 4+ bedroom median of $2,520.

4+ Bedroom median
$2,090
July 2026
vs city overall
+32%
$1,588 city median
vs national
-17%
$2,520 US median
Kentucky rank
#31
of 37 cities

Income needed for a 4+ bedroom in Florence

Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 4+ bedroom at the current median rent.

Annual income
$83,600
Monthly gross
$6,967
Hourly (full-time)
$40.19

Rent by apartment size in Florence

Compare Florence's median rent across every apartment size.

Studio
$980
1-Bedroom
$1,100
2-Bedroom
$1,430
3-Bedroom
$1,900
4+ Bedroom (current)
$2,090

Cheapest cities for a 4+ bedroom in Kentucky

#City4+ Bedroom rent
1Corbin$1,300
2Richmond$1,420
3Murray$1,430
4Morehead$1,450
5Russellville$1,460
6Lawrenceburg$1,520
7Owensboro$1,530
8Bardstown$1,540
9Nicholasville$1,630
10Paris$1,630
11Versailles$1,630
12Winchester$1,630
13Newport$1,700
14Radcliff$1,700
15Dayton$1,740

Most expensive cities for a 4+ bedroom in Kentucky

#City4+ Bedroom rent
1Prospect$2,990
2Hebron$2,450
3Burlington$2,310
4Vine Grove$2,270
5Independence$2,200
6Louisville$2,104
7Florence (this page)$2,090
8Oak Grove$2,020
9Cold Spring$1,950
10Lexington$1,929
11Hopkinsville$1,910
12Elizabethtown$1,910
13Erlanger$1,900
14Fort Thomas$1,890
15Alexandria$1,880

Nearby cities — 4+ bedroom rent

Considering nearby alternatives? 5 of these cities have cheaper 4+ bedroom rents than Florence.

CityDistance4+ Bedroom rentvs Florence
Erlanger, KY3.5 mi$1,900$-190 (-9%)
Burlington, KY7.5 mi$2,310+$220 (+11%)
Hebron, KY7.8 mi$2,450+$360 (+17%)
Independence, KY8.3 mi$2,200+$110 (+5%)
Covington, KY10.2 mi$1,760$-330 (-16%)
Newport, KY12.4 mi$1,700$-390 (-19%)
Cold Spring, KY13.6 mi$1,950$-140 (-7%)
Fort Thomas, KY14.8 mi$1,890$-200 (-10%)
Dayton, KY15 mi$1,740$-350 (-17%)
Cincinnati, OH15.2 mi$1,882$-208 (-10%)
Mount Healthy, OH17.6 mi$1,128$-962 (-46%)
Norwood, OH17.7 mi$1,820$-270 (-13%)

4+ Bedroom rent in Florence — common questions

How much is a 4+ bedroom apartment in Florence?

As of July 2026, the median 4+ bedroom apartment rent in Florence, Kentucky is $2,090 per month. This is +32% higher than the citywide median of $1,588.

What income do you need to afford a 4+ bedroom in Florence?

Using the standard 30% rent-to-income rule, you would need an annual income of about $83,600 ($6,967/month gross), which works out to roughly $40.19/hour at a full-time job.

Is Florence expensive for a 4+ bedroom compared to the rest of the US?

Florence's 4+ bedroom median of $2,090 is +17% below the national 4+ bedroom median of $2,520. It ranks in the 32th percentile of US cities tracked.

How does Florence rank for 4+ bedroom rent in Kentucky?

Among the 37 cities in Kentucky with 4+ bedroom data, Florence ranks #31 from cheapest to most expensive.

Are there cheaper 4+ bedroom options near Florence?

Yes — nearby cities with cheaper 4+ bedroom rents include Erlanger ($1,900), Covington ($1,760), Newport ($1,700).

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Methodology: Bedroom-level rent medians come from HUD Fair Market Rent data calibrated to the Zillow Observed Rent Index (ZORI) for Florence, which serves as the citywide anchor. When the HUD bedroom values exceed the ZORI city median (a common quirk in luxury markets and small samples), bedroom values are proportionally scaled down to align. Income required uses the standard 30% rent-to-income guideline. Comparison rankings use the same data month across all cities (July 2026) and exclude cities with median rent below $400 or above $20,000.