1-Bedroom Apartment Rent in Independence, KY
Median asking rent for a 1-bedroom apartment in Independence, Kentucky as of August 2026. That's +44% lower than the citywide median of $2,071 and +17% below the national 1-bedroom median of $1,395.
Income needed for a 1-bedroom in Independence
Using the standard 30% rent-to-income guideline (the threshold above which households are considered rent-burdened), here's what you need to earn to comfortably afford a 1-bedroom at the current median rent.
Rent by apartment size in Independence
Compare Independence's median rent across every apartment size.
Cheapest cities for a 1-bedroom in Kentucky
| # | City | 1-Bedroom rent |
|---|---|---|
| 1 | Bardstown | $700 |
| 2 | Morehead | $700 |
| 3 | Paducah | $810 |
| 4 | Radcliff | $810 |
| 5 | Murray | $820 |
| 6 | Richmond | $830 |
| 7 | Franklin | $849 |
| 8 | Fort Wright | $860 |
| 9 | Hopkinsville | $880 |
| 10 | Owensboro | $880 |
| 11 | Newport | $890 |
| 12 | Nicholasville | $890 |
| 13 | Versailles | $890 |
| 14 | Winchester | $890 |
| 15 | Lawrenceburg | $900 |
Most expensive cities for a 1-bedroom in Kentucky
| # | City | 1-Bedroom rent |
|---|---|---|
| 1 | Prospect | $1,640 |
| 2 | Hebron | $1,290 |
| 3 | Burlington | $1,220 |
| 4 | Independence (this page) | $1,160 |
| 5 | Louisville | $1,159 |
| 6 | La Grange | $1,130 |
| 7 | Florence | $1,100 |
| 8 | Vine Grove | $1,070 |
| 9 | Lexington | $1,061 |
| 10 | Shelbyville | $1,040 |
| 11 | Shepherdsville | $1,010 |
| 12 | Bowling Green | $1,007 |
| 13 | Fort Thomas | $1,000 |
| 14 | Erlanger | $1,000 |
| 15 | Frankfort | $970 |
Nearby cities — 1-bedroom rent
Considering nearby alternatives? 5 of these cities have cheaper 1-bedroom rents than Independence.
| City | Distance | 1-Bedroom rent | vs Independence |
|---|---|---|---|
| Erlanger, KY | 6.6 mi | $1,000 | $-160 (-14%) |
| Fort Wright, KY | 8.1 mi | $860 | $-300 (-26%) |
| Florence, KY | 8.3 mi | $1,100 | $-60 (-5%) |
| Covington, KY | 9.3 mi | $925 | $-235 (-20%) |
| Newport, KY | 10.4 mi | $890 | $-270 (-23%) |
| Fort Thomas, KY | 12.1 mi | $1,000 | $-160 (-14%) |
| Bellevue, KY | 12.5 mi | $930 | $-230 (-20%) |
| Dayton, KY | 13.5 mi | $920 | $-240 (-21%) |
| Burlington, KY | 15.3 mi | $1,220 | +$60 (+5%) |
| Cincinnati, OH | 15.3 mi | $989 | $-171 (-15%) |
| Hebron, KY | 15.6 mi | $1,290 | +$130 (+11%) |
| Norwood, OH | 17.2 mi | $960 | $-200 (-17%) |
1-Bedroom rent in Independence — common questions
How much is a 1-bedroom apartment in Independence?
As of August 2026, the median 1-bedroom apartment rent in Independence, Kentucky is $1,160 per month. This is +44% below the citywide median of $2,071.
What income do you need to afford a 1-bedroom in Independence?
Using the standard 30% rent-to-income rule, you would need an annual income of about $46,400 ($3,867/month gross), which works out to roughly $22.31/hour at a full-time job.
Is Independence expensive for a 1-bedroom compared to the rest of the US?
Independence's 1-bedroom median of $1,160 is +17% below the national 1-bedroom median of $1,395. It ranks in the 33th percentile of US cities tracked.
How does Independence rank for 1-bedroom rent in Kentucky?
Among the 36 cities in Kentucky with 1-bedroom data, Independence ranks #33 from cheapest to most expensive.
Are there cheaper 1-bedroom options near Independence?
Yes — nearby cities with cheaper 1-bedroom rents include Erlanger ($1,000), Fort Wright ($860), Florence ($1,100).